San Joaquin, CA—93660
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — San Joaquin, CA
As of Oct '25, the median home price in San Joaquin, CA is $289,000, with a year-over-year change of 3.2%. This indicates that home prices in San Joaquin, CA are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $289,000 | 3.3% |
| Single Family | $292,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $280,000 | 3.3% |
4 Bed | $315,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — San Joaquin, CA
San Joaquin, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — San Joaquin, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in San Joaquin, CA is 37. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $871,000 | 66.0% |
Listing Count | 4 | -47.0% |
| Listings as % of Homes | 0.3% | -47.0% |
Days on Market | 37 | -13.0% |
Demographics — San Joaquin, CA
As of the latest ACS Survey released in 2023, San Joaquin, CA has a population of 4,060, which has decreased by -3.9% over the past 5 years. San Joaquin, CA is a popular place for families, as children make up 39.2% of the population. The area has a poorly educated workforce, with 2.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,060 | -3.9% |
% Under 18 | 39.2% | 6.2% |
% Seniors | 5.1% | -20.3% |
% WFH | 7.7% | 670.0% |
% w/ College Degree | 2.2% | -8.3% |
As of the latest ACS Survey released in 2023, San Joaquin, CA is a predominantly hispanic area, with 93.8% of the population identifying as hispanic. The hispanic population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in San Joaquin, CA is black, making up 4.6% of the population. Foreign-born residents account for 39.9% of the population in San Joaquin, CA, and this percentage has decreased by 14.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 0.2% | -93.8% |
% Black | 4.6% | ∞% |
% Hispanic | 93.8% | -3.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 39.9% | -14.9% |
Mortgage and Risk — San Joaquin, CA
According to HUD data as of 2023, there were 29 mortgage originations in San Joaquin, CA, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in San Joaquin, CA. Investor activity is low, as 7.0% of loans were by investors. 28.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 29 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 28.0% |
Loan Activity
Rentals and Section 8 — San Joaquin, CA
San Joaquin, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 99 |
Total Units Section 8 | 48 |
% Rentals under Section 8 | 8.0% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,080 |
| 2 Bedroom | N/A | N/A | $1,330 |
| 3 Bedroom | N/A | N/A | $1,860 |
| 4 Bedroom | N/A | N/A | $2,130 |
Affordability — San Joaquin, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $289,000 |
| Median Household Income | $54,300 |