El Granada—94018
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — El Granada
As of Oct '25, the median home price in El Granada is $1,493,000, with a year-over-year change of 0.1%. This indicates that home prices in El Granada are flat. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,493,000 | 0.1% |
| Single Family | $1,493,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $1,452,000 | 0.1% |
4 Bed | $1,700,000 | 0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — El Granada
As of July '25, Rentcast reports the average rent in El Granada is $3,680, with a year-over-year rent change of -5.4%. Per bedroom, the median rent as of July '25 in El Granada is 1-bedrooms: $2,950, 3-bedrooms: $4,400. The most common rental property sizes in El Granada are 1-bedroom and 2-bedroom, accounting for 36.8% and 30.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $3,680 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,950 | $2,950 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $4,400 | $4,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — El Granada
As of Oct '25, Realtor.com reports that the median days on market for a home in El Granada is 41. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,790,000 | 12.0% |
Listing Count | 14 | -3.0% |
| Listings as % of Homes | 0.4% | -3.0% |
Days on Market | 41 | -35.0% |
Demographics — El Granada
El Granada lacks sufficient demographic data for analysis.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,400 | N/A |
% Under 18 | 17.4% | N/A |
% Seniors | 15.8% | N/A |
% WFH | 20.1% | N/A |
% w/ College Degree | 50.0% | N/A |
El Granada lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.2% | N/A |
% Black | 0.0% | N/A |
% Hispanic | 11.3% | N/A |
% Asian | 1.9% | N/A |
% Foreign Born | 17.3% | N/A |
Mortgage and Risk — El Granada
According to HUD data as of 2023, there were 75 mortgage originations in El Granada, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in El Granada. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 4.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — El Granada
El Granada lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$230 | $2,950 | $2,720 |
| 2 Bedroom | N/A | N/A | $3,240 |
| 3 Bedroom | -$430 | $4,400 | $3,970 |
| 4 Bedroom | N/A | N/A | $4,320 |
Affordability — El Granada
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $1,493,000 |
| Median Household Income | $226,000 |