Hayes Valley / Tenderloin, San Francisco, CA—94102
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hayes Valley / Tenderloin, San Francisco, CA
As of Oct '25, the median home price in Hayes Valley / Tenderloin, San Francisco, CA is $689,000, with a year-over-year change of -3.9%. This indicates that home prices in Hayes Valley / Tenderloin, San Francisco, CA are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $689,000 | -3.9% |
| Single Family | $977,000 | -1.3% |
| Condos | $655,000 | -4.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $572,000 | -5.9% |
2 Bed | $917,000 | -1.4% |
3 Bed | $1,358,000 | -1.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hayes Valley / Tenderloin, San Francisco, CA
As of July '25, Rentcast reports the average rent in Hayes Valley / Tenderloin, San Francisco, CA is $2,920, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Hayes Valley / Tenderloin, San Francisco, CA is studios: $1,940, 1-bedrooms: $2,810, 2-bedrooms: $4,560, 3-bedrooms: $8,400, 4-bedrooms: $6,950. The most common rental property sizes in Hayes Valley / Tenderloin, San Francisco, CA are studio and 1-bedroom, accounting for 49.7% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,920 |
| Studio Rent | $1,800 | $1,940 |
| 1 Bed Rent | $2,900 | $2,810 |
| 2 Bed Rent | $4,800 | $4,560 |
| 3 Bed Rent | $7,300 | $8,400 |
| 4 Bed Rent | $6,950 | $6,950 |
% of Rental Stock
Property Listings — Hayes Valley / Tenderloin, San Francisco, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Hayes Valley / Tenderloin, San Francisco, CA is 61. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $645,000 | -24.0% |
Listing Count | 47 | -28.0% |
| Listings as % of Homes | 0.1% | -28.0% |
Days on Market | 61 | 20.0% |
Demographics — Hayes Valley / Tenderloin, San Francisco, CA
As of the latest ACS Survey released in 2023, Hayes Valley / Tenderloin, San Francisco, CA has a population of 35,000, which has increased by 12.6% over the past 5 years. Hayes Valley / Tenderloin, San Francisco, CA is a less popular place for families, as children make up 7.7% of the population. The area has a moderately educated workforce, with 42.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 35,000 | 12.6% |
% Under 18 | 7.7% | -7.2% |
% Seniors | 17.7% | 15.7% |
% WFH | 22.5% | 389.1% |
% w/ College Degree | 42.2% | -10.4% |
As of the latest ACS Survey released in 2023, Hayes Valley / Tenderloin, San Francisco, CA is a predominantly white area, with 31.2% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in Hayes Valley / Tenderloin, San Francisco, CA is asian, making up 28.8% of the population. Foreign-born residents account for 41.1% of the population in Hayes Valley / Tenderloin, San Francisco, CA, and this percentage has increased by 3.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 31.2% | -10.9% |
% Black | 9.8% | -3.0% |
% Hispanic | 22.0% | 4.8% |
% Asian | 28.8% | -2.4% |
% Foreign Born | 41.1% | 3.3% |
Mortgage and Risk — Hayes Valley / Tenderloin, San Francisco, CA
According to HUD data as of 2023, there were 60 mortgage originations in Hayes Valley / Tenderloin, San Francisco, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Hayes Valley / Tenderloin, San Francisco, CA. Investor activity is low, as 5.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 5.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Hayes Valley / Tenderloin, San Francisco, CA
As of 2024, the percent of homes in Hayes Valley / Tenderloin, San Francisco, CA under the Section 8 program is 13.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hayes Valley / Tenderloin, San Francisco, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 2,842 |
Total Units Section 8 | 2,635 |
% Rentals under Section 8 | 13.9% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$360 | $2,900 | $2,540 |
| 2 Bedroom | -$1,770 | $4,800 | $3,030 |
| 3 Bedroom | -$3,590 | $7,300 | $3,710 |
| 4 Bedroom | -$2,920 | $6,950 | $4,030 |
Affordability — Hayes Valley / Tenderloin, San Francisco, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 11.9 |
| Median Home Price | $689,000 |
| Median Household Income | $64,800 |