Outer Richmond, San Francisco, CA94121

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,558,000
2.3% YoY Growth
Median Household Income
$138,000
45.6% 5-Year Growth
Days on Market
40
40.0% Longer than last year
Home Price Forecast
-0.9%
Median Rent
$3,300
1.1% YoY Growth
1-Bed Rent
$2,600
0.8% YoY Growth
2-Bed Rent
$4,000
12.8% YoY Growth
3-Bed Rent
$5,500
1.6% YoY Growth

Property Listings — Outer Richmond, San Francisco, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Outer Richmond, San Francisco, CA is 40. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,940,000-1.0%
Listing Count
31-27.0%
Listings as % of Homes0.1%-27.0%
Days on Market
4040.0%
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Demographics — Outer Richmond, San Francisco, CA

As of the latest ACS Survey released in 2023, Outer Richmond, San Francisco, CA has a population of 43,000, which has decreased by -1.8% over the past 5 years. Outer Richmond, San Francisco, CA is a moderately popular place for families, as children make up 16.1% of the population. The area has a highly educated workforce, with 63.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,000-1.8%
% Under 18
16.1%11.0%
% Seniors
21.1%9.9%
% WFH
29.5%278.2%
% w/ College Degree
63.9%11.1%
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As of the latest ACS Survey released in 2023, Outer Richmond, San Francisco, CA is a predominantly asian area, with 41.9% of the population identifying as asian. The asian population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Outer Richmond, San Francisco, CA is white, making up 40.6% of the population. Foreign-born residents account for 35.0% of the population in Outer Richmond, San Francisco, CA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
40.6%-1.0%
% Black
2.1%10.5%
% Hispanic
8.4%40.0%
% Asian
41.9%-6.7%
% Foreign Born
35.0%0.0%
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Mortgage and Risk — Outer Richmond, San Francisco, CA

According to HUD data as of 2023, there were 249 mortgage originations in Outer Richmond, San Francisco, CA, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Outer Richmond, San Francisco, CA. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
249
% Conventional Loans
100.0%
% Government Loans
0.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Outer Richmond, San Francisco, CA

As of 2024, the percent of homes in Outer Richmond, San Francisco, CA under the Section 8 program is 7.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Outer Richmond, San Francisco, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
766
Total Units Section 8
734
% Rentals under Section 8
7.8%
% Occupied Section 8
90.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$2,600$2,540
2 Bedroom-$970$4,000$3,030
3 Bedroom-$1,790$5,500$3,710
4 Bedroom-$1,910$5,940$4,030

Affordability — Outer Richmond, San Francisco, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio11.6
Median Home Price$1,558,000
Median Household Income$138,000

Outer Richmond, San Francisco, CA — ZIP Code Boundary Map

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Frequently Asked Questions