Palo Alto, CA94301

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$4,111,000
0.5% YoY Growth
Median Household Income
$236,000
53.2% 5-Year Growth
Days on Market
31
8.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$4,010
0.9% YoY Growth
1-Bed Rent
$3,790
17.7% YoY Growth
2-Bed Rent
$4,900
9.2% YoY Growth
3-Bed Rent
$7,450
7.4% YoY Growth

Other Zip Codes in Palo Alto, CA

Property Listings — Palo Alto, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Palo Alto, CA is 31. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 4.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$5,470,0009.0%
Listing Count
45-19.0%
Listings as % of Homes0.3%-19.0%
Days on Market
31-8.0%
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Demographics — Palo Alto, CA

As of the latest ACS Survey released in 2023, Palo Alto, CA has a population of 17,100, which has remained stable by -0.4% over the past 5 years. Palo Alto, CA is a moderately popular place for families, as children make up 19.4% of the population. The area has a highly educated workforce, with 83.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 40.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,100-0.4%
% Under 18
19.4%-4.9%
% Seniors
21.9%2.3%
% WFH
40.4%257.5%
% w/ College Degree
83.3%1.8%
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As of the latest ACS Survey released in 2023, Palo Alto, CA is a predominantly white area, with 57.5% of the population identifying as white. The white population has shrunk by 11.5% in the last 5 years. The second most common race or ethnicity in Palo Alto, CA is asian, making up 26.1% of the population. Foreign-born residents account for 32.1% of the population in Palo Alto, CA, and this percentage has increased by 18.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
57.5%-11.5%
% Black
2.2%15.8%
% Hispanic
6.0%15.4%
% Asian
26.1%18.6%
% Foreign Born
32.1%18.9%
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Mortgage and Risk — Palo Alto, CA

According to HUD data as of 2023, there were 127 mortgage originations in Palo Alto, CA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Palo Alto, CA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
127
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
2.0%
% Second Loans
4.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Palo Alto, CA

As of 2024, the percent of homes in Palo Alto, CA under the Section 8 program is 12.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Palo Alto, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
475
Total Units Section 8
425
% Rentals under Section 8
12.3%
% Occupied Section 8
96.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$440$3,790$3,350
2 Bedroom-$1,020$4,900$3,880
3 Bedroom-$2,410$7,450$5,040
4 Bedroom-$3,510$9,000$5,490

Affordability — Palo Alto, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio16.7
Median Home Price$4,111,000
Median Household Income$236,000

Palo Alto, CA — ZIP Code Boundary Map

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Frequently Asked Questions