Benicia, CA94510

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$771,000
0.6% YoY Growth
Median Household Income
$125,000
26.6% 5-Year Growth
Days on Market
51
22.0% Longer than last year
Home Price Forecast
-1.3%
Median Rent
$2,700
3.7% YoY Growth
1-Bed Rent
$1,900
10.9% YoY Growth
2-Bed Rent
$2,600
1.6% YoY Growth
3-Bed Rent
$3,500
3.3% YoY Growth

Property Listings — Benicia, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Benicia, CA is 51. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$798,00011.0%
Listing Count
8522.0%
Listings as % of Homes0.3%22.0%
Days on Market
5122.0%
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Demographics — Benicia, CA

As of the latest ACS Survey released in 2023, Benicia, CA has a population of 26,900, which has decreased by -4.9% over the past 5 years. Benicia, CA is a moderately popular place for families, as children make up 20.7% of the population. The area has a highly educated workforce, with 45.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,900-4.9%
% Under 18
20.7%1.0%
% Seniors
22.1%14.5%
% WFH
20.9%226.6%
% w/ College Degree
45.6%5.1%
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As of the latest ACS Survey released in 2023, Benicia, CA is a predominantly white area, with 59.6% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Benicia, CA is hispanic, making up 15.2% of the population. Foreign-born residents account for 13.8% of the population in Benicia, CA, and this percentage has increased by 11.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.6%-6.3%
% Black
3.5%-39.7%
% Hispanic
15.2%15.2%
% Asian
12.0%4.3%
% Foreign Born
13.8%11.3%
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Mortgage and Risk — Benicia, CA

According to HUD data as of 2023, there were 436 mortgage originations in Benicia, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Benicia, CA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
436
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Benicia, CA

As of 2024, the percent of homes in Benicia, CA under the Section 8 program is 11.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Benicia, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
451
Total Units Section 8
376
% Rentals under Section 8
11.9%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$300$1,900$2,200
2 Bedroom$210$2,600$2,810
3 Bedroom$250$3,500$3,750
4 Bedroom$350$3,900$4,250

Affordability — Benicia, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6
Median Home Price$771,000
Median Household Income$125,000

Benicia, CA — ZIP Code Boundary Map

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Frequently Asked Questions