Hercules, CA94547

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$738,000
6.5% YoY Growth
Median Household Income
$131,000
18.2% 5-Year Growth
Days on Market
53
43.0% Longer than last year
Home Price Forecast
-2.2%
Median Rent
$3,200
2.9% YoY Growth
1-Bed Rent
$2,300
28.4% YoY Growth
2-Bed Rent
$3,000
3.6% YoY Growth
3-Bed Rent
$3,700
2.3% YoY Growth

Property Listings — Hercules, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Hercules, CA is 53. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$611,00010.0%
Listing Count
447.0%
Listings as % of Homes0.2%7.0%
Days on Market
5343.0%
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Demographics — Hercules, CA

As of the latest ACS Survey released in 2023, Hercules, CA has a population of 26,200, which has increased by 3.6% over the past 5 years. Hercules, CA is a moderately popular place for families, as children make up 17.9% of the population. The area has a highly educated workforce, with 46.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,2003.6%
% Under 18
17.9%-13.1%
% Seniors
18.7%28.1%
% WFH
18.1%311.4%
% w/ College Degree
46.3%7.2%
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As of the latest ACS Survey released in 2023, Hercules, CA is a predominantly asian area, with 43.9% of the population identifying as asian. The asian population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Hercules, CA is black, making up 18.7% of the population. Foreign-born residents account for 34.8% of the population in Hercules, CA, and this percentage has increased by 2.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
15.4%-14.0%
% Black
18.7%23.8%
% Hispanic
14.8%-0.7%
% Asian
43.9%-5.8%
% Foreign Born
34.8%2.1%
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Mortgage and Risk — Hercules, CA

According to HUD data as of 2023, there were 298 mortgage originations in Hercules, CA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Hercules, CA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
298
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Hercules, CA

As of 2024, the percent of homes in Hercules, CA under the Section 8 program is 11.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hercules, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
218
Total Units Section 8
218
% Rentals under Section 8
11.2%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$530$2,300$2,830
2 Bedroom$450$3,000$3,450
3 Bedroom$720$3,700$4,420
4 Bedroom$840$4,400$5,240

Affordability — Hercules, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.8
Median Home Price$738,000
Median Household Income$131,000

Hercules, CA — ZIP Code Boundary Map

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Frequently Asked Questions