Lafayette, CA—94549
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lafayette, CA
As of Oct '25, the median home price in Lafayette, CA is $1,853,000, with a year-over-year change of -2.6%. This indicates that home prices in Lafayette, CA are decreasing. According to Zillow, the 1-year price projection is -2.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,853,000 | -2.6% |
| Single Family | $1,881,000 | -2.3% |
| Condos | $1,155,000 | -6.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $1,122,000 | -3.5% |
3 Bed | $1,573,000 | -3.4% |
4 Bed | $2,053,000 | -1.5% |
| 5 Bed | $2,674,000 | -1.4% |
% of Housing Stock
Rental Trends — Lafayette, CA
As of July '25, Rentcast reports the average rent in Lafayette, CA is $4,470, with a year-over-year rent change of 5.4%. Per bedroom, the median rent as of July '25 in Lafayette, CA is studios: $2,060, 1-bedrooms: $2,540, 2-bedrooms: $3,120, 3-bedrooms: $5,940, 4-bedrooms: $6,820. The most common rental property sizes in Lafayette, CA are 2-bedroom and 3-bedroom, accounting for 48.6% and 17.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,700 | $4,470 |
| Studio Rent | $2,000 | $2,060 |
| 1 Bed Rent | $2,100 | $2,540 |
| 2 Bed Rent | $3,000 | $3,120 |
| 3 Bed Rent | $5,500 | $5,940 |
| 4 Bed Rent | $6,500 | $6,820 |
% of Rental Stock
Property Listings — Lafayette, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lafayette, CA is 40. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,100,000 | -8.0% |
Listing Count | 84 | 16.0% |
| Listings as % of Homes | 0.2% | 16.0% |
Days on Market | 40 | 23.0% |
Demographics — Lafayette, CA
As of the latest ACS Survey released in 2023, Lafayette, CA has a population of 28,200, which has decreased by -4.7% over the past 5 years. Lafayette, CA is a popular place for families, as children make up 25.4% of the population. The area has a highly educated workforce, with 77.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 40.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,200 | -4.7% |
% Under 18 | 25.4% | 5.0% |
% Seniors | 20.7% | 7.3% |
% WFH | 40.0% | 230.6% |
% w/ College Degree | 77.2% | 7.7% |
As of the latest ACS Survey released in 2023, Lafayette, CA is a predominantly white area, with 73.2% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Lafayette, CA is asian, making up 10.5% of the population. Foreign-born residents account for 14.7% of the population in Lafayette, CA, and this percentage has decreased by 2.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.2% | -1.1% |
% Black | 0.9% | -25.0% |
% Hispanic | 7.8% | -1.3% |
% Asian | 10.5% | -15.3% |
% Foreign Born | 14.7% | -2.6% |
Mortgage and Risk — Lafayette, CA
According to HUD data as of 2023, there were 393 mortgage originations in Lafayette, CA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 43.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Lafayette, CA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 393 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Lafayette, CA
As of 2024, the percent of homes in Lafayette, CA under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Lafayette, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 145 |
Total Units Section 8 | 145 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 92.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $780 | $2,100 | $2,880 |
| 2 Bedroom | $510 | $3,000 | $3,510 |
| 3 Bedroom | -$1,010 | $5,500 | $4,490 |
| 4 Bedroom | -$1,160 | $6,500 | $5,340 |
Affordability — Lafayette, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.2 |
| Median Home Price | $1,853,000 |
| Median Household Income | $231,000 |