Livermore, CA94550

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,196,000
5.7% YoY Growth
Median Household Income
$177,000
37.9% 5-Year Growth
Days on Market
42
24.0% Longer than last year
Home Price Forecast
-2.3%
Median Rent
$2,870
2.8% YoY Growth
1-Bed Rent
$2,050
4.3% YoY Growth
2-Bed Rent
$2,500
3.2% YoY Growth
3-Bed Rent
$3,680
1.6% YoY Growth

Other Zip Codes in Livermore, CA

Property Listings — Livermore, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Livermore, CA is 42. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,260,0000.0%
Listing Count
9710.0%
Listings as % of Homes0.2%10.0%
Days on Market
4224.0%
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Demographics — Livermore, CA

As of the latest ACS Survey released in 2023, Livermore, CA has a population of 49,600, which has decreased by -1.8% over the past 5 years. Livermore, CA is a moderately popular place for families, as children make up 23.0% of the population. The area has a highly educated workforce, with 55.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
49,600-1.8%
% Under 18
23.0%0.9%
% Seniors
16.8%3.1%
% WFH
22.1%225.0%
% w/ College Degree
55.8%22.4%
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As of the latest ACS Survey released in 2023, Livermore, CA is a predominantly white area, with 60.8% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Livermore, CA is hispanic, making up 17.8% of the population. Foreign-born residents account for 16.5% of the population in Livermore, CA, and this percentage has increased by 13.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
60.8%-10.5%
% Black
1.3%-13.3%
% Hispanic
17.8%8.5%
% Asian
15.1%57.3%
% Foreign Born
16.5%13.8%
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Mortgage and Risk — Livermore, CA

According to HUD data as of 2023, there were 778 mortgage originations in Livermore, CA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Livermore, CA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
778
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Livermore, CA

As of 2024, the percent of homes in Livermore, CA under the Section 8 program is 12.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Livermore, CA, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
643
Total Units Section 8
553
% Rentals under Section 8
12.4%
% Occupied Section 8
74.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$380$2,050$2,430
2 Bedroom$320$2,500$2,820
3 Bedroom-$70$3,680$3,610
4 Bedroom$260$4,000$4,260

Affordability — Livermore, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.5
Median Home Price$1,196,000
Median Household Income$177,000

Livermore, CA — ZIP Code Boundary Map

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Frequently Asked Questions