Castro Valley, CA94552

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,363,000
3.5% YoY Growth
Median Household Income
$205,000
35.3% 5-Year Growth
Days on Market
32
1.0% Longer than last year
Home Price Forecast
-1.8%
Median Rent
$4,050
5.3% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$3,350
3.7% YoY Growth
3-Bed Rent
$4,050
4.8% YoY Growth

Other Zip Codes in Castro Valley, CA

Property Listings — Castro Valley, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Castro Valley, CA is 32. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,590,0004.0%
Listing Count
18-13.0%
Listings as % of Homes0.3%-13.0%
Days on Market
321.0%
Loading chart...

Demographics — Castro Valley, CA

As of the latest ACS Survey released in 2023, Castro Valley, CA has a population of 14,400, which has decreased by -6.8% over the past 5 years. Castro Valley, CA is a moderately popular place for families, as children make up 20.7% of the population. The area has a highly educated workforce, with 59.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,400-6.8%
% Under 18
20.7%-5.5%
% Seniors
20.4%22.2%
% WFH
20.6%207.5%
% w/ College Degree
59.4%0.3%
Loading chart...

As of the latest ACS Survey released in 2023, Castro Valley, CA is a predominantly asian area, with 44.2% of the population identifying as asian. The asian population has grown by 6.8% in the last 5 years. The second most common race or ethnicity in Castro Valley, CA is white, making up 37.7% of the population. Foreign-born residents account for 33.3% of the population in Castro Valley, CA, and this percentage has increased by 15.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
37.7%12.5%
% Black
2.1%-76.9%
% Hispanic
11.4%14.0%
% Asian
44.2%6.8%
% Foreign Born
33.3%15.6%
Loading chart...

Mortgage and Risk — Castro Valley, CA

According to HUD data as of 2023, there were 88 mortgage originations in Castro Valley, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Castro Valley, CA. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
88
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
6.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Castro Valley, CA

Castro Valley, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
6
Total Units Section 8
6
% Rentals under Section 8
3.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,880
2 Bedroom$160$3,350$3,510
3 Bedroom$470$4,050$4,520
4 Bedroom$1,150$4,200$5,350

Affordability — Castro Valley, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.3
Median Home Price$1,363,000
Median Household Income$205,000

Castro Valley, CA — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions