Pinole, CA94564

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$708,000
6.1% YoY Growth
Median Household Income
$121,000
33.4% 5-Year Growth
Days on Market
31
41.0% Longer than last year
Home Price Forecast
-2.4%
Median Rent
$2,700
8.0% YoY Growth
1-Bed Rent
$1,600
1.7% YoY Growth
2-Bed Rent
$2,410
8.8% YoY Growth
3-Bed Rent
$3,400
5.7% YoY Growth

Property Listings — Pinole, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Pinole, CA is 31. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$785,00029.0%
Listing Count
3739.0%
Listings as % of Homes0.2%39.0%
Days on Market
3141.0%
Loading chart...

Demographics — Pinole, CA

As of the latest ACS Survey released in 2023, Pinole, CA has a population of 18,800, which has decreased by -1.9% over the past 5 years. Pinole, CA is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 38.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,800-1.9%
% Under 18
16.9%-4.5%
% Seniors
22.5%17.8%
% WFH
13.7%191.5%
% w/ College Degree
38.7%22.1%
Loading chart...

As of the latest ACS Survey released in 2023, Pinole, CA is a predominantly white area, with 30.1% of the population identifying as white. The white population has shrunk by 10.1% in the last 5 years. The second most common race or ethnicity in Pinole, CA is hispanic, making up 27.4% of the population. Foreign-born residents account for 29.8% of the population in Pinole, CA, and this percentage has increased by 10.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
30.1%-10.1%
% Black
12.1%19.8%
% Hispanic
27.4%25.7%
% Asian
24.7%-8.2%
% Foreign Born
29.8%10.8%
Loading chart...

Mortgage and Risk — Pinole, CA

According to HUD data as of 2023, there were 184 mortgage originations in Pinole, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Pinole, CA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
184
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Pinole, CA

As of 2024, the percent of homes in Pinole, CA under the Section 8 program is 8.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Pinole, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
147
Total Units Section 8
129
% Rentals under Section 8
8.4%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$640$1,600$2,240
2 Bedroom$320$2,410$2,730
3 Bedroom$90$3,400$3,490
4 Bedroom$450$3,700$4,150

Affordability — Pinole, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.2
Median Home Price$708,000
Median Household Income$121,000

Pinole, CA — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions