Vallejo, CA94590

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$458,000
6.3% YoY Growth
Median Household Income
$67,000
35.1% 5-Year Growth
Days on Market
59
19.0% Longer than last year
Home Price Forecast
-1.7%
Median Rent
$1,900
4.5% YoY Growth
1-Bed Rent
$1,600
5.0% YoY Growth
2-Bed Rent
$2,050
5.0% YoY Growth
3-Bed Rent
$2,800
18.0% YoY Growth

Other Zip Codes in Vallejo, CA

Property Listings — Vallejo, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Vallejo, CA is 59. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$470,000-5.0%
Listing Count
12419.0%
Listings as % of Homes0.4%19.0%
Days on Market
5919.0%
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Demographics — Vallejo, CA

As of the latest ACS Survey released in 2023, Vallejo, CA has a population of 37,400, which has remained stable by 0.1% over the past 5 years. Vallejo, CA is a moderately popular place for families, as children make up 19.5% of the population. The area has a moderately educated workforce, with 25.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
37,4000.1%
% Under 18
19.5%-10.6%
% Seniors
16.3%22.6%
% WFH
11.1%200.0%
% w/ College Degree
25.9%18.8%
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As of the latest ACS Survey released in 2023, Vallejo, CA is a predominantly hispanic area, with 31.8% of the population identifying as hispanic. The hispanic population has grown by 3.9% in the last 5 years. The second most common race or ethnicity in Vallejo, CA is white, making up 25.5% of the population. Foreign-born residents account for 24.6% of the population in Vallejo, CA, and this percentage has increased by 13.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
25.5%-1.2%
% Black
21.6%-18.2%
% Hispanic
31.8%3.9%
% Asian
13.4%10.7%
% Foreign Born
24.6%13.9%
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Mortgage and Risk — Vallejo, CA

According to HUD data as of 2023, there were 393 mortgage originations in Vallejo, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Vallejo, CA. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
393
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Vallejo, CA

As of 2024, the percent of homes in Vallejo, CA under the Section 8 program is 23.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Vallejo, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
2,125
Total Units Section 8
2,006
% Rentals under Section 8
23.6%
% Occupied Section 8
69.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$100$1,600$1,700
2 Bedroom$120$2,050$2,170
3 Bedroom$100$2,800$2,900
4 Bedroom$290$3,000$3,290

Affordability — Vallejo, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$458,000
Median Household Income$67,000

Vallejo, CA — ZIP Code Boundary Map

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Frequently Asked Questions