Ross—94957
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ross
As of Oct '25, the median home price in Ross is $3,893,000, with a year-over-year change of 0.5%. This indicates that home prices in Ross are flat. According to Zillow, the 1-year price projection is -2.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $3,893,000 | 0.5% |
| Single Family | $3,874,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $2,816,000 | 0.5% |
4 Bed | $3,936,000 | 1.7% |
| 5 Bed | $6,835,000 | 3.6% |
% of Housing Stock
Rental Trends — Ross
Ross lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $3,500 | $3,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ross
As of Oct '25, Realtor.com reports that the median days on market for a home in Ross is 98. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $5,600,000 | -66.0% |
Listing Count | 4 | 7.0% |
| Listings as % of Homes | 0.4% | 7.0% |
Days on Market | 98 | 30.0% |
Demographics — Ross
As of the latest ACS Survey released in 2023, Ross has a population of 2,150, which has increased by 53.6% over the past 5 years. Ross is a popular place for families, as children make up 29.0% of the population. The area has a highly educated workforce, with 82.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 36.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,150 | 53.6% |
% Under 18 | 29.0% | 10.7% |
% Seniors | 21.2% | -13.8% |
% WFH | 36.6% | 165.2% |
% w/ College Degree | 82.4% | 9.0% |
As of the latest ACS Survey released in 2023, Ross is a predominantly white area, with 80.1% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in Ross is asian, making up 6.1% of the population. Foreign-born residents account for 8.5% of the population in Ross, and this percentage has increased by 4.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.1% | -12.7% |
% Black | 1.3% | 44.4% |
% Hispanic | 4.5% | -2.2% |
% Asian | 6.1% | 190.5% |
% Foreign Born | 8.5% | 4.9% |
Mortgage and Risk — Ross
According to HUD data as of 2023, there were 36 mortgage originations in Ross, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 42.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Ross. Investor activity is low, as 3.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 36 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Ross
Ross lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $3,500 | $3,470 |
| 2 Bedroom | N/A | N/A | $4,140 |
| 3 Bedroom | N/A | N/A | $5,160 |
| 4 Bedroom | N/A | N/A | $5,490 |
Affordability — Ross
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 15.6 |
| Median Home Price | $3,893,000 |
| Median Household Income | $250,000 |