Ben Lomond, CA—95005
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Ben Lomond, CA
Home Price Trends — Ben Lomond, CA
As of Oct '25, the median home price in Ben Lomond, CA is $880,000, with a year-over-year change of -1.0%. This indicates that home prices in Ben Lomond, CA are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $880,000 | -1.0% |
| Single Family | $881,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $567,000 | -0.7% |
2 Bed | $728,000 | -1.8% |
3 Bed | $944,000 | -0.2% |
4 Bed | $1,086,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ben Lomond, CA
As of July '25, Rentcast reports the average rent in Ben Lomond, CA is $2,310, with a year-over-year rent change of -29.6%. Per bedroom, the median rent as of July '25 in Ben Lomond, CA is studios: $1,750, 1-bedrooms: $2,130, 2-bedrooms: $3,400. The most common rental property sizes in Ben Lomond, CA are 2-bedroom and 3-bedroom, accounting for 39.7% and 31.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,310 |
| Studio Rent | $1,750 | $1,750 |
| 1 Bed Rent | $2,200 | $2,130 |
| 2 Bed Rent | $3,400 | $3,400 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ben Lomond, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ben Lomond, CA is 52. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $937,000 | 2.0% |
Listing Count | 18 | -19.0% |
| Listings as % of Homes | 0.3% | -19.0% |
Days on Market | 52 | 32.0% |
Demographics — Ben Lomond, CA
As of the latest ACS Survey released in 2023, Ben Lomond, CA has a population of 7,150, which has decreased by -7.3% over the past 5 years. Ben Lomond, CA is a moderately popular place for families, as children make up 21.8% of the population. The area has a highly educated workforce, with 46.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,150 | -7.3% |
% Under 18 | 21.8% | 10.1% |
% Seniors | 21.9% | 72.4% |
% WFH | 20.3% | 82.9% |
% w/ College Degree | 46.2% | 6.9% |
As of the latest ACS Survey released in 2023, Ben Lomond, CA is a predominantly white area, with 84.3% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Ben Lomond, CA is hispanic, making up 9.0% of the population. Foreign-born residents account for 13.5% of the population in Ben Lomond, CA, and this percentage has increased by 98.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | 1.0% |
% Black | 0.2% | -66.7% |
% Hispanic | 9.0% | -12.6% |
% Asian | 1.9% | 26.7% |
% Foreign Born | 13.5% | 98.5% |
Mortgage and Risk — Ben Lomond, CA
According to HUD data as of 2023, there were 114 mortgage originations in Ben Lomond, CA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Ben Lomond, CA. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 114 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ben Lomond, CA
Ben Lomond, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 89 |
Total Units Section 8 | 89 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,160 | $2,200 | $3,360 |
| 2 Bedroom | $1,000 | $3,400 | $4,400 |
| 3 Bedroom | N/A | N/A | $5,480 |
| 4 Bedroom | N/A | N/A | $5,840 |
Affordability — Ben Lomond, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8 |
| Median Home Price | $880,000 |
| Median Household Income | $108,000 |