Ben Lomond, CA—95018
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Ben Lomond, CA
Home Price Trends — Ben Lomond, CA
As of Oct '25, the median home price in Ben Lomond, CA is $802,000, with a year-over-year change of -2.2%. This indicates that home prices in Ben Lomond, CA are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $802,000 | -2.2% |
| Single Family | $802,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $534,000 | -4.0% |
2 Bed | $712,000 | -3.0% |
3 Bed | $929,000 | -0.9% |
4 Bed | $1,104,000 | 1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ben Lomond, CA
As of July '25, Rentcast reports the average rent in Ben Lomond, CA is $3,200, with a year-over-year rent change of -8.6%. Per bedroom, the median rent as of July '25 in Ben Lomond, CA is 1-bedrooms: $2,350, 2-bedrooms: $3,300, 3-bedrooms: $4,800. The most common rental property sizes in Ben Lomond, CA are 1-bedroom and 3-bedroom, accounting for 51.9% and 17.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $3,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,300 | $2,350 |
| 2 Bed Rent | $3,300 | $3,300 |
| 3 Bed Rent | $4,800 | $4,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ben Lomond, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ben Lomond, CA is 89. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $744,000 | -5.0% |
Listing Count | 29 | 3.0% |
| Listings as % of Homes | 0.3% | 3.0% |
Days on Market | 89 | 35.0% |
Demographics — Ben Lomond, CA
As of the latest ACS Survey released in 2023, Ben Lomond, CA has a population of 6,380, which has decreased by -9.7% over the past 5 years. Ben Lomond, CA is a less popular place for families, as children make up 14.8% of the population. The area has a highly educated workforce, with 56.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,380 | -9.7% |
% Under 18 | 14.8% | -14.9% |
% Seniors | 22.0% | 26.4% |
% WFH | 24.7% | 122.5% |
% w/ College Degree | 56.5% | 11.0% |
As of the latest ACS Survey released in 2023, Ben Lomond, CA is a predominantly white area, with 79.6% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Ben Lomond, CA is hispanic, making up 8.1% of the population. Foreign-born residents account for 7.9% of the population in Ben Lomond, CA, and this percentage has increased by 12.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.6% | -5.4% |
% Black | 0.1% | -85.7% |
% Hispanic | 8.1% | -15.6% |
% Asian | 1.5% | -21.1% |
% Foreign Born | 7.9% | 12.9% |
Mortgage and Risk — Ben Lomond, CA
According to HUD data as of 2023, there were 109 mortgage originations in Ben Lomond, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Ben Lomond, CA. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ben Lomond, CA
Ben Lomond, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 44 |
Total Units Section 8 | 44 |
% Rentals under Section 8 | 11.6% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,190 | $2,300 | $3,490 |
| 2 Bedroom | $1,270 | $3,300 | $4,570 |
| 3 Bedroom | $890 | $4,800 | $5,690 |
| 4 Bedroom | N/A | N/A | $6,070 |
Affordability — Ben Lomond, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.8 |
| Median Home Price | $802,000 |
| Median Household Income | $119,000 |