Santa Cruz, CA—95064
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santa Cruz, CA
As of Oct '25, the median home price in Santa Cruz, CA is $650,000, with a year-over-year change of 1.2%. This indicates that home prices in Santa Cruz, CA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $650,000 | 1.2% |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $479,000 | 0.6% |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Santa Cruz, CA
Santa Cruz, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Santa Cruz, CA
Santa Cruz, CA lacks sufficient listing trend data for analysis.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | N/A | N/A |
Listing Count | N/A | N/A |
| Listings as % of Homes | N/A | N/A |
Days on Market | N/A | N/A |
Demographics — Santa Cruz, CA
As of the latest ACS Survey released in 2023, Santa Cruz, CA has a population of 9,880, which has decreased by -4.0% over the past 5 years. Santa Cruz, CA is a less popular place for families, as children make up 3.1% of the population. The area has a highly educated workforce, with 70.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,880 | -4.0% |
% Under 18 | 3.1% | -18.4% |
% Seniors | 0.8% | 60.0% |
% WFH | 15.2% | 322.2% |
% w/ College Degree | 70.3% | 2.3% |
As of the latest ACS Survey released in 2023, Santa Cruz, CA is a predominantly asian area, with 30.3% of the population identifying as asian. The asian population has grown by 7.1% in the last 5 years. The second most common race or ethnicity in Santa Cruz, CA is hispanic, making up 30.0% of the population. Foreign-born residents account for 14.8% of the population in Santa Cruz, CA, and this percentage has decreased by 14.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 27.3% | -19.7% |
% Black | 2.6% | -21.2% |
% Hispanic | 30.0% | 5.3% |
% Asian | 30.3% | 7.1% |
% Foreign Born | 14.8% | -14.0% |
Mortgage and Risk — Santa Cruz, CA
Santa Cruz, CA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Santa Cruz, CA
Santa Cruz, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,780 |
| 2 Bedroom | N/A | N/A | $3,650 |
| 3 Bedroom | N/A | N/A | $4,500 |
| 4 Bedroom | N/A | N/A | $4,960 |
Affordability — Santa Cruz, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $650,000 |
| Median Household Income | $120,000 |