Almaden Valley, San Jose, CA95120

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,174,000
0.1% YoY Growth
Median Household Income
$250,000
34.6% 5-Year Growth
Days on Market
29
25.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$5,100
5.0% YoY Growth
1-Bed Rent
$2,660
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$4,800
4.0% YoY Growth

Property Listings — Almaden Valley, San Jose, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Almaden Valley, San Jose, CA is 29. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$2,100,000-11.0%
Listing Count
484.0%
Listings as % of Homes0.2%4.0%
Days on Market
2925.0%
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Demographics — Almaden Valley, San Jose, CA

As of the latest ACS Survey released in 2023, Almaden Valley, San Jose, CA has a population of 38,100, which has remained stable by 0.9% over the past 5 years. Almaden Valley, San Jose, CA is a moderately popular place for families, as children make up 23.1% of the population. The area has a highly educated workforce, with 74.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 32.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,1000.9%
% Under 18
23.1%-7.2%
% Seniors
19.4%1.0%
% WFH
32.2%270.1%
% w/ College Degree
74.4%5.4%
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As of the latest ACS Survey released in 2023, Almaden Valley, San Jose, CA is a predominantly white area, with 44.5% of the population identifying as white. The white population has shrunk by 13.3% in the last 5 years. The second most common race or ethnicity in Almaden Valley, San Jose, CA is asian, making up 40.6% of the population. Foreign-born residents account for 37.2% of the population in Almaden Valley, San Jose, CA, and this percentage has increased by 12.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
44.5%-13.3%
% Black
1.0%-50.0%
% Hispanic
7.8%20.0%
% Asian
40.6%17.3%
% Foreign Born
37.2%12.4%
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Mortgage and Risk — Almaden Valley, San Jose, CA

According to HUD data as of 2023, there were 481 mortgage originations in Almaden Valley, San Jose, CA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Almaden Valley, San Jose, CA. Investor activity is low, as 1.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
481
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Almaden Valley, San Jose, CA

Almaden Valley, San Jose, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
64
Total Units Section 8
64
% Rentals under Section 8
4.6%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$310$2,660$2,970
2 BedroomN/AN/A$3,480
3 Bedroom-$320$4,800$4,480
4 Bedroom-$590$5,550$4,960

Affordability — Almaden Valley, San Jose, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.7
Median Home Price$2,174,000
Median Household Income$250,000

Almaden Valley, San Jose, CA — ZIP Code Boundary Map

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Frequently Asked Questions