Stockton, CA—95202
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stockton, CA
As of Oct '25, the median home price in Stockton, CA is $328,000, with a year-over-year change of -1.5%. This indicates that home prices in Stockton, CA are decreasing. According to Zillow, the 1-year price projection is -2.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | -1.5% |
| Single Family | $345,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $336,000 | -2.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stockton, CA
As of July '25, Rentcast reports the average rent in Stockton, CA is $1,230, with a year-over-year rent change of -8.9%. Per bedroom, the median rent as of July '25 in Stockton, CA is studios: $1,150, 1-bedrooms: $1,230, 2-bedrooms: $1,360. The most common rental property sizes in Stockton, CA are 1-bedroom and studio, accounting for 47.1% and 26.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,230 |
| Studio Rent | $1,120 | $1,150 |
| 1 Bed Rent | $1,250 | $1,230 |
| 2 Bed Rent | $1,380 | $1,360 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stockton, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stockton, CA is 104. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $432,000 | -11.0% |
Listing Count | 6 | 36.0% |
| Listings as % of Homes | 0.0% | 36.0% |
Days on Market | 104 | 35.0% |
Demographics — Stockton, CA
As of the latest ACS Survey released in 2023, Stockton, CA has a population of 6,430, which has increased by 7.1% over the past 5 years. Stockton, CA is a moderately popular place for families, as children make up 23.6% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,430 | 7.1% |
% Under 18 | 23.6% | -12.3% |
% Seniors | 16.0% | -1.8% |
% WFH | 10.1% | 339.1% |
% w/ College Degree | 17.2% | 160.6% |
As of the latest ACS Survey released in 2023, Stockton, CA is a predominantly hispanic area, with 50.5% of the population identifying as hispanic. The hispanic population has grown by 18.3% in the last 5 years. The second most common race or ethnicity in Stockton, CA is black, making up 24.7% of the population. Foreign-born residents account for 19.1% of the population in Stockton, CA, and this percentage has decreased by 10.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 14.5% | -10.5% |
% Black | 24.7% | 5.6% |
% Hispanic | 50.5% | 18.3% |
% Asian | 6.3% | -56.2% |
% Foreign Born | 19.1% | -10.3% |
Mortgage and Risk — Stockton, CA
According to HUD data as of 2023, there were 20 mortgage originations in Stockton, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Stockton, CA. Investor activity is high, as 25.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 25.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Stockton, CA
Stockton, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,031 |
Total Units Section 8 | 949 |
% Rentals under Section 8 | 30.5% |
% Occupied Section 8 | 83.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,250 | $1,130 |
| 2 Bedroom | $70 | $1,380 | $1,450 |
| 3 Bedroom | N/A | N/A | $2,040 |
| 4 Bedroom | N/A | N/A | $2,460 |
Affordability — Stockton, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 14.1 |
| Median Home Price | $328,000 |
| Median Household Income | $24,000 |