Stockton, CA—95203
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stockton, CA
As of Oct '25, the median home price in Stockton, CA is $343,000, with a year-over-year change of -2.5%. This indicates that home prices in Stockton, CA are decreasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $343,000 | -2.5% |
| Single Family | $347,000 | -2.8% |
| Condos | $157,000 | -6.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $262,000 | -1.5% |
2 Bed | $314,000 | -2.8% |
3 Bed | $368,000 | -3.2% |
4 Bed | $407,000 | -3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stockton, CA
As of July '25, Rentcast reports the average rent in Stockton, CA is $1,490, with a year-over-year rent change of 2.8%. Per bedroom, the median rent as of July '25 in Stockton, CA is studios: $1,100, 1-bedrooms: $1,430, 2-bedrooms: $1,490, 3-bedrooms: $2,000. The most common rental property sizes in Stockton, CA are 2-bedroom and 1-bedroom, accounting for 39.7% and 24.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,480 | $1,490 |
| Studio Rent | $1,100 | $1,100 |
| 1 Bed Rent | $1,300 | $1,430 |
| 2 Bed Rent | $1,520 | $1,490 |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stockton, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stockton, CA is 90. This is a increase of 123.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | -15.0% |
Listing Count | 48 | 3.0% |
| Listings as % of Homes | 0.6% | 3.0% |
Days on Market | 90 | 123.0% |
Demographics — Stockton, CA
As of the latest ACS Survey released in 2023, Stockton, CA has a population of 16,600, which has increased by 5.4% over the past 5 years. Stockton, CA is a popular place for families, as children make up 26.9% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,600 | 5.4% |
% Under 18 | 26.9% | 5.5% |
% Seniors | 12.3% | 10.8% |
% WFH | 4.9% | -5.8% |
% w/ College Degree | 16.8% | 6.3% |
As of the latest ACS Survey released in 2023, Stockton, CA is a predominantly hispanic area, with 57.5% of the population identifying as hispanic. The hispanic population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Stockton, CA is white, making up 17.1% of the population. Foreign-born residents account for 25.1% of the population in Stockton, CA, and this percentage has increased by 17.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 17.1% | -31.6% |
% Black | 9.1% | -28.9% |
% Hispanic | 57.5% | 3.8% |
% Asian | 11.0% | 120.0% |
% Foreign Born | 25.1% | 17.8% |
Mortgage and Risk — Stockton, CA
According to HUD data as of 2023, there were 148 mortgage originations in Stockton, CA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Stockton, CA. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 148 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Stockton, CA
Stockton, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 317 |
Total Units Section 8 | 317 |
% Rentals under Section 8 | 11.1% |
% Occupied Section 8 | 82.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$170 | $1,300 | $1,130 |
| 2 Bedroom | -$70 | $1,520 | $1,450 |
| 3 Bedroom | $40 | $2,000 | $2,040 |
| 4 Bedroom | N/A | N/A | $2,460 |
Affordability — Stockton, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $343,000 |
| Median Household Income | $64,700 |