Stockton, CA—95212
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stockton, CA
As of Oct '25, the median home price in Stockton, CA is $543,000, with a year-over-year change of -2.9%. This indicates that home prices in Stockton, CA are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $543,000 | -2.9% |
| Single Family | $543,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $506,000 | -0.2% |
3 Bed | $505,000 | -3.4% |
4 Bed | $543,000 | -3.7% |
| 5 Bed | $587,000 | -3.6% |
% of Housing Stock
Rental Trends — Stockton, CA
As of July '25, Rentcast reports the average rent in Stockton, CA is $2,470, with a year-over-year rent change of -16.6%. Per bedroom, the median rent as of July '25 in Stockton, CA is studios: $1,880, 1-bedrooms: $2,110, 2-bedrooms: $2,410, 3-bedrooms: $3,720, 4-bedrooms: $2,730. The most common rental property sizes in Stockton, CA are 4-bedroom and 3-bedroom, accounting for 44.3% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,450 | $2,470 |
| Studio Rent | $1,740 | $1,880 |
| 1 Bed Rent | $1,960 | $2,110 |
| 2 Bed Rent | $2,470 | $2,410 |
| 3 Bed Rent | $4,000 | $3,720 |
| 4 Bed Rent | $2,700 | $2,730 |
% of Rental Stock
Property Listings — Stockton, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stockton, CA is 59. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $581,000 | 2.0% |
Listing Count | 90 | 15.0% |
| Listings as % of Homes | 0.7% | 15.0% |
Days on Market | 59 | 31.0% |
Demographics — Stockton, CA
As of the latest ACS Survey released in 2023, Stockton, CA has a population of 28,000, which has remained stable by -0.1% over the past 5 years. Stockton, CA is a popular place for families, as children make up 25.9% of the population. The area has a moderately educated workforce, with 31.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,000 | -0.1% |
% Under 18 | 25.9% | -8.5% |
% Seniors | 13.8% | 21.1% |
% WFH | 8.7% | 123.1% |
% w/ College Degree | 31.2% | 30.0% |
As of the latest ACS Survey released in 2023, Stockton, CA is a predominantly asian area, with 43.4% of the population identifying as asian. The asian population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Stockton, CA is hispanic, making up 24.0% of the population. Foreign-born residents account for 31.0% of the population in Stockton, CA, and this percentage has decreased by 13.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 21.5% | -2.7% |
% Black | 6.4% | 10.3% |
% Hispanic | 24.0% | -5.1% |
% Asian | 43.4% | 2.4% |
% Foreign Born | 31.0% | -13.9% |
Mortgage and Risk — Stockton, CA
According to HUD data as of 2023, there were 494 mortgage originations in Stockton, CA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Stockton, CA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 494 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Stockton, CA
As of 2024, the percent of homes in Stockton, CA under the Section 8 program is 7.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Stockton, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 190 |
Total Units Section 8 | 190 |
% Rentals under Section 8 | 7.9% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,960 | $1,920 |
| 2 Bedroom | -$30 | $2,470 | $2,440 |
| 3 Bedroom | -$580 | $4,000 | $3,420 |
| 4 Bedroom | $1,400 | $2,700 | $4,100 |
Affordability — Stockton, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $543,000 |
| Median Household Income | $104,000 |