Lodi, CA—95242
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Lodi, CA
Home Price Trends — Lodi, CA
As of Oct '25, the median home price in Lodi, CA is $566,000, with a year-over-year change of -2.2%. This indicates that home prices in Lodi, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $566,000 | -2.2% |
| Single Family | $574,000 | -2.5% |
| Condos | $295,000 | -3.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $408,000 | -1.4% |
3 Bed | $532,000 | -2.4% |
4 Bed | $662,000 | -2.8% |
| 5 Bed | $730,000 | -2.9% |
% of Housing Stock
Rental Trends — Lodi, CA
As of July '25, Rentcast reports the average rent in Lodi, CA is $2,400, with a year-over-year rent change of -4.8%. Per bedroom, the median rent as of July '25 in Lodi, CA is studios: $1,500, 1-bedrooms: $1,900, 2-bedrooms: $2,230, 3-bedrooms: $2,590, 4-bedrooms: $3,150. The most common rental property sizes in Lodi, CA are 2-bedroom and 3-bedroom, accounting for 46.2% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,400 |
| Studio Rent | $1,500 | $1,500 |
| 1 Bed Rent | $1,930 | $1,900 |
| 2 Bed Rent | $2,280 | $2,230 |
| 3 Bed Rent | $2,650 | $2,590 |
| 4 Bed Rent | $3,000 | $3,150 |
% of Rental Stock
Property Listings — Lodi, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lodi, CA is 77. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $676,000 | -2.0% |
Listing Count | 109 | 43.0% |
| Listings as % of Homes | 0.4% | 43.0% |
Days on Market | 77 | 31.0% |
Demographics — Lodi, CA
As of the latest ACS Survey released in 2023, Lodi, CA has a population of 27,900, which has increased by 6.2% over the past 5 years. Lodi, CA is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 31.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,900 | 6.2% |
% Under 18 | 22.5% | -0.4% |
% Seniors | 19.3% | 0.0% |
% WFH | 13.5% | 181.2% |
% w/ College Degree | 31.6% | 19.2% |
As of the latest ACS Survey released in 2023, Lodi, CA is a predominantly white area, with 61.7% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Lodi, CA is hispanic, making up 25.5% of the population. Foreign-born residents account for 11.0% of the population in Lodi, CA, and this percentage has decreased by 8.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.7% | -4.6% |
% Black | 1.3% | -48.0% |
% Hispanic | 25.5% | 18.6% |
% Asian | 7.3% | 14.1% |
% Foreign Born | 11.0% | -8.3% |
Mortgage and Risk — Lodi, CA
According to HUD data as of 2023, there were 403 mortgage originations in Lodi, CA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Lodi, CA. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 403 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Lodi, CA
As of 2024, the percent of homes in Lodi, CA under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Lodi, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$340 | $1,930 | $1,590 |
| 2 Bedroom | -$250 | $2,280 | $2,030 |
| 3 Bedroom | $190 | $2,650 | $2,840 |
| 4 Bedroom | $410 | $3,000 | $3,410 |
Affordability — Lodi, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $566,000 |
| Median Household Income | $99,700 |