Atwater, CA 95301 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Atwater, CA—95301

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$414,000

0.7% YoY Growth

Household Income

$66,700

16.3% YoY Growth

Days on Market

17.0% Shorter YoY

Home Price Forecast

0.8%

Median Rent

$1,800

4.9% YoY Growth

1-Bed Rent

$895

14.8% YoY Growth

2-Bed Rent

$1,250

11.9% YoY Growth

3-Bed Rent

$2,000

7.2% YoY Growth

Home Price Trends — Atwater, CA

As of Dec '25, the median home price in Atwater, CA is $414,000, with a year-over-year change of -0.7%. This indicates that home prices in Atwater, CA are flat. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$414,000	-0.7%
Single Family	$415,000	-0.5%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Atwater, CA

As of July '25, Rentcast reports the average rent in Atwater, CA is $1,730, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Atwater, CA is studios: $950, 1-bedrooms: $817, 2-bedrooms: $1,260, 3-bedrooms: $1,940, 4-bedrooms: $2,500. The most common rental property sizes in Atwater, CA are 2-bedroom and 3-bedroom, accounting for 37.7% and 35.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,800	$1,730
Studio Rent	$950	$950
1 Bed Rent	$895	$817
2 Bed Rent	$1,250	$1,260
3 Bed Rent	$2,000	$1,940
4 Bed Rent	$2,450	$2,500

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% of Rental Stock

Studio

5.5%

1 Bedroom

10.0%

2 Bedrooms

37.7%

3 Bedrooms

35.5%

4 Bedrooms

10.3%

5+ Bedrooms

1.0%

Property Listings — Atwater, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Atwater, CA is 46. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$431,000	-10.0%
Listing Count	73	4.0%
Listings as % of Homes	0.4%	4.0%
Days on Market	60	-17.0%

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Demographics — Atwater, CA

As of the latest ACS Survey released in 2023, Atwater, CA has a population of 42,400, which has increased by 9.5% over the past 5 years. Atwater, CA is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 16.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	42,400	9.5%
% Under 18	27.9%	-4.8%
% Seniors	12.4%	6.9%
% WFH	5.0%	42.9%
% w/ College Degree	16.0%	0.6%

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As of the latest ACS Survey released in 2023, Atwater, CA is a predominantly hispanic area, with 52.7% of the population identifying as hispanic. The hispanic population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Atwater, CA is white, making up 33.0% of the population. Foreign-born residents account for 20.8% of the population in Atwater, CA, and this percentage has decreased by 4.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	33.0%	-8.6%
% Black	4.1%	-8.9%
% Hispanic	52.7%	0.8%
% Asian	6.4%	39.1%
% Foreign Born	20.8%	-4.1%

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Mortgage and Risk — Atwater, CA

According to HUD data as of 2023, there were 403 mortgage originations in Atwater, CA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Atwater, CA. Investor activity is low, as 2.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	403
% Conventional Loans	72.0%
% Government Loans	28.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	19.0%

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Rentals and Section 8 — Atwater, CA

As of 2024, the percent of homes in Atwater, CA under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Atwater, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	303
Total Units Section 8	252
% Rentals under Section 8	4.8%
% Occupied Section 8	79.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$335	$895	$1,230
2 Bedroom	$260	$1,250	$1,510
3 Bedroom	$80	$2,000	$2,080
4 Bedroom	$90	$2,450	$2,540

Atwater, CA—95301

Key Metrics at a Glance

Home Price Trends — Atwater, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Atwater, CA

% of Rental Stock

Property Listings — Atwater, CA

Demographics — Atwater, CA

Race and Ethnicity

Mortgage and Risk — Atwater, CA

Mortgages

Rentals and Section 8 — Atwater, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Atwater, CA

Home Price to Income Ratio

Atwater, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Livingston, CA

Cressey

Winton, CA

Merced, CA

Ballico, CA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	5.9
Median Home Price	$414,000
Median Household Income	$66,700

Atwater, CA—95301

Key Metrics at a Glance

Home Price Trends — Atwater, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Atwater, CA

% of Rental Stock

Property Listings — Atwater, CA

Demographics — Atwater, CA

Race and Ethnicity

Mortgage and Risk — Atwater, CA

Mortgages

Rentals and Section 8 — Atwater, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Atwater, CA

Home Price to Income Ratio

Atwater, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Livingston, CA

Cressey

Winton, CA

Merced, CA

Ballico, CA

Frequently Asked Questions

What is the average home price in Atwater, CA 95301?

How have home prices in Atwater, CA 95301 changed over the past year?

What is the home price projection for Atwater, CA 95301?

What are the demographics of Atwater, CA 95301?

How long does it take homes to sell in Atwater, CA 95301?

What is the average rent price in Atwater, CA 95301?