Cazadero, CA—95421
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cazadero, CA
As of Oct '25, the median home price in Cazadero, CA is $558,000, with a year-over-year change of -1.8%. This indicates that home prices in Cazadero, CA are decreasing. According to Zillow, the 1-year price projection is -1.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $558,000 | -1.8% |
| Single Family | $558,000 | -2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $454,000 | -3.0% |
2 Bed | $539,000 | -1.5% |
3 Bed | $721,000 | -1.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cazadero, CA
Cazadero, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,150 | $2,150 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cazadero, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cazadero, CA is 99. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $647,000 | -4.0% |
Listing Count | 18 | 28.0% |
| Listings as % of Homes | 0.4% | 28.0% |
Days on Market | 99 | 7.0% |
Demographics — Cazadero, CA
As of the latest ACS Survey released in 2023, Cazadero, CA has a population of 1,450, which has decreased by -13.6% over the past 5 years. Cazadero, CA is a less popular place for families, as children make up 12.4% of the population. The area has a moderately educated workforce, with 41.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,450 | -13.6% |
% Under 18 | 12.4% | 22.8% |
% Seniors | 34.7% | 10.2% |
% WFH | 22.9% | 231.9% |
% w/ College Degree | 41.2% | 19.4% |
As of the latest ACS Survey released in 2023, Cazadero, CA is a predominantly white area, with 84.4% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Cazadero, CA is hispanic, making up 8.2% of the population. Foreign-born residents account for 14.4% of the population in Cazadero, CA, and this percentage has increased by 77.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.4% | 0.0% |
% Black | 0.0% | N/A |
% Hispanic | 8.2% | 28.1% |
% Asian | 3.6% | -2.7% |
% Foreign Born | 14.4% | 77.8% |
Mortgage and Risk — Cazadero, CA
According to HUD data as of 2023, there were 28 mortgage originations in Cazadero, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Cazadero, CA. Investor activity is low, as 11.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 11.0% |
% Second Loans | 18.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Cazadero, CA
Cazadero, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 15.5% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,710 |
| 2 Bedroom | N/A | N/A | $2,240 |
| 3 Bedroom | $910 | $2,150 | $3,060 |
| 4 Bedroom | N/A | N/A | $3,240 |
Affordability — Cazadero, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.8 |
| Median Home Price | $558,000 |
| Median Household Income | $76,900 |