Fort Bragg, CA—95437
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Bragg, CA
As of Oct '25, the median home price in Fort Bragg, CA is $565,000, with a year-over-year change of -6.1%. This indicates that home prices in Fort Bragg, CA are decreasing. According to Zillow, the 1-year price projection is -4.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $565,000 | -6.1% |
| Single Family | $567,000 | -5.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Bragg, CA
As of July '25, Rentcast reports the average rent in Fort Bragg, CA is $2,630, with a year-over-year rent change of 28.9%. Per bedroom, the median rent as of July '25 in Fort Bragg, CA is 1-bedrooms: $2,500, 3-bedrooms: $2,700. The most common rental property sizes in Fort Bragg, CA are 1-bedroom and 2-bedroom, accounting for 31.4% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,630 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,400 | $2,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Bragg, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Bragg, CA is 110. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $650,000 | -6.0% |
Listing Count | 78 | 10.0% |
| Listings as % of Homes | 0.6% | 10.0% |
Days on Market | 110 | 59.0% |
Demographics — Fort Bragg, CA
As of the latest ACS Survey released in 2023, Fort Bragg, CA has a population of 15,100, which has increased by 3.2% over the past 5 years. Fort Bragg, CA is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,100 | 3.2% |
% Under 18 | 20.3% | 0.5% |
% Seniors | 28.4% | 26.8% |
% WFH | 8.9% | 18.7% |
% w/ College Degree | 26.4% | 11.4% |
As of the latest ACS Survey released in 2023, Fort Bragg, CA is a predominantly white area, with 67.1% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Fort Bragg, CA is hispanic, making up 24.0% of the population. Foreign-born residents account for 12.4% of the population in Fort Bragg, CA, and this percentage has decreased by 19.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.1% | -2.9% |
% Black | 0.3% | -62.5% |
% Hispanic | 24.0% | -1.6% |
% Asian | 1.8% | 50.0% |
% Foreign Born | 12.4% | -19.0% |
Mortgage and Risk — Fort Bragg, CA
According to HUD data as of 2023, there were 98 mortgage originations in Fort Bragg, CA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Bragg, CA. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 98 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Fort Bragg, CA
Fort Bragg, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 361 |
Total Units Section 8 | 361 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,320 | $2,500 | $1,180 |
| 2 Bedroom | N/A | N/A | $1,550 |
| 3 Bedroom | -$230 | $2,400 | $2,170 |
| 4 Bedroom | N/A | N/A | $2,600 |
Affordability — Fort Bragg, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 11.3 |
| Median Home Price | $565,000 |
| Median Household Income | $55,100 |