Gualala, CA95445

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$621,000
3.0% YoY Growth
Median Household Income
$93,400
66.1% 5-Year Growth
Days on Market
120
39.0% Longer than last year
Home Price Forecast
-5.1%
Median Rent
$2,850
12.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$2,850
N/A
3-Bed Rent
$3,000
14.3% YoY Growth

Property Listings — Gualala, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Gualala, CA is 120. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$807,000-3.0%
Listing Count
25-5.0%
Listings as % of Homes0.5%-5.0%
Days on Market
12039.0%
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Demographics — Gualala, CA

As of the latest ACS Survey released in 2023, Gualala, CA has a population of 2,100, which has decreased by -4.5% over the past 5 years. Gualala, CA is a popular place for families, as children make up 28.2% of the population. The area has a moderately educated workforce, with 38.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,100-4.5%
% Under 18
28.2%101.4%
% Seniors
30.2%-20.9%
% WFH
16.6%-8.3%
% w/ College Degree
38.8%28.9%
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As of the latest ACS Survey released in 2023, Gualala, CA is a predominantly white area, with 59.8% of the population identifying as white. The white population has shrunk by 34.3% in the last 5 years. The second most common race or ethnicity in Gualala, CA is hispanic, making up 34.3% of the population. Foreign-born residents account for 5.0% of the population in Gualala, CA, and this percentage has decreased by 65.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.8%-34.3%
% Black
0.0%-100.0%
% Hispanic
34.3%318.3%
% Asian
0.0%-100.0%
% Foreign Born
5.0%-65.8%
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Mortgage and Risk — Gualala, CA

According to HUD data as of 2023, there were 50 mortgage originations in Gualala, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Gualala, CA. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
50
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
4.0%
% Second Loans
22.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Gualala, CA

Gualala, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
2
Total Units Section 8
2
% Rentals under Section 8
0.7%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,630
2 Bedroom-$700$2,850$2,150
3 Bedroom-$90$3,000$2,910
4 BedroomN/AN/A$3,210

Affordability — Gualala, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$621,000
Median Household Income$93,400

Gualala, CA — ZIP Code Boundary Map

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Frequently Asked Questions