Middletown, CA—95461
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middletown, CA
As of Oct '25, the median home price in Middletown, CA is $318,000, with a year-over-year change of -3.3%. This indicates that home prices in Middletown, CA are decreasing. According to Zillow, the 1-year price projection is -3.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $318,000 | -3.3% |
| Single Family | $319,000 | -3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $191,000 | -6.4% |
2 Bed | $254,000 | -3.8% |
3 Bed | $408,000 | -3.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Middletown, CA
As of July '25, Rentcast reports the average rent in Middletown, CA is $2,400, with a year-over-year rent change of 9.1%. Per bedroom, the median rent as of July '25 in Middletown, CA is 2-bedrooms: $1,980, 3-bedrooms: $2,600. The most common rental property sizes in Middletown, CA are 3-bedroom and 2-bedroom, accounting for 51.1% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,980 | $1,980 |
| 3 Bed Rent | $2,400 | $2,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Middletown, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Middletown, CA is 91. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $494,000 | 6.0% |
Listing Count | 36 | 17.0% |
| Listings as % of Homes | 1.1% | 17.0% |
Days on Market | 91 | -11.0% |
Demographics — Middletown, CA
As of the latest ACS Survey released in 2023, Middletown, CA has a population of 3,720, which has increased by 52.5% over the past 5 years. Middletown, CA is a moderately popular place for families, as children make up 18.9% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,720 | 52.5% |
% Under 18 | 18.9% | 1.6% |
% Seniors | 18.5% | -21.9% |
% WFH | 13.5% | -49.1% |
% w/ College Degree | 23.6% | -3.7% |
As of the latest ACS Survey released in 2023, Middletown, CA is a predominantly white area, with 67.7% of the population identifying as white. The white population has shrunk by 17.7% in the last 5 years. The second most common race or ethnicity in Middletown, CA is hispanic, making up 21.8% of the population. Foreign-born residents account for 15.6% of the population in Middletown, CA, and this percentage has increased by 36.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.7% | -17.7% |
% Black | 1.6% | -40.7% |
% Hispanic | 21.8% | 74.4% |
% Asian | 1.5% | 400.0% |
% Foreign Born | 15.6% | 36.8% |
Mortgage and Risk — Middletown, CA
According to HUD data as of 2023, there were 74 mortgage originations in Middletown, CA, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Middletown, CA. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 74 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Middletown, CA
Middletown, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,840 |
| 2 Bedroom | $440 | $1,980 | $2,420 |
| 3 Bedroom | $880 | $2,400 | $3,280 |
| 4 Bedroom | N/A | N/A | $3,530 |
Affordability — Middletown, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $318,000 |
| Median Household Income | $81,800 |