Sea Ranch—95497
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sea Ranch
As of Oct '25, the median home price in Sea Ranch is $1,367,000, with a year-over-year change of -1.9%. This indicates that home prices in Sea Ranch are decreasing. According to Zillow, the 1-year price projection is -1.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,367,000 | -1.9% |
| Single Family | $1,367,000 | -3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $882,000 | -2.1% |
2 Bed | $1,239,000 | -0.7% |
3 Bed | $1,580,000 | 0.6% |
4 Bed | $1,850,000 | 0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sea Ranch
Sea Ranch lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $3,500 | $3,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sea Ranch
As of Oct '25, Realtor.com reports that the median days on market for a home in Sea Ranch is 67. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,520,000 | -21.0% |
Listing Count | 34 | 25.0% |
| Listings as % of Homes | 0.3% | 25.0% |
Days on Market | 67 | 3.0% |
Demographics — Sea Ranch
As of the latest ACS Survey released in 2023, Sea Ranch has a population of 1,200, which has increased by 3.4% over the past 5 years. Sea Ranch is a less popular place for families, as children make up 0.0% of the population. The area has a highly educated workforce, with 72.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 50.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,200 | 3.4% |
% Under 18 | 0.0% | -100.0% |
% Seniors | 68.2% | 18.0% |
% WFH | 50.0% | 242.5% |
% w/ College Degree | 72.1% | 6.0% |
As of the latest ACS Survey released in 2023, Sea Ranch is a predominantly white area, with 82.8% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Sea Ranch is asian, making up 4.3% of the population. Foreign-born residents account for 8.8% of the population in Sea Ranch, and this percentage has decreased by 52.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.8% | -1.3% |
% Black | 0.0% | N/A |
% Hispanic | 2.5% | -83.7% |
% Asian | 4.3% | 437.5% |
% Foreign Born | 8.8% | -52.9% |
Mortgage and Risk — Sea Ranch
According to HUD data as of 2023, there were 44 mortgage originations in Sea Ranch, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Sea Ranch. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 2.0% |
% Second Loans | 48.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Sea Ranch
Sea Ranch lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 46.9% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,670 |
| 2 Bedroom | -$1,310 | $3,500 | $2,190 |
| 3 Bedroom | N/A | N/A | $2,990 |
| 4 Bedroom | N/A | N/A | $3,170 |
Affordability — Sea Ranch
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 11.2 |
| Median Home Price | $1,367,000 |
| Median Household Income | $122,000 |