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Sea Ranch—95497

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,352,000
3.0% YoY Growth
Household Income
$122,000
55.4% YoY Growth
Days on Market
77
0.0% Longer YoY
Home Price Forecast
-0.7%
Median Rent
$3,500
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$3,500
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Sea Ranch

As of Dec '25, the median home price in Sea Ranch is $1,352,000, with a year-over-year change of -3.0%. This indicates that home prices in Sea Ranch are decreasing. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$1,352,000-3.0%
Single Family $1,353,000-3.6%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $856,000
    -2.2%
    2 Bed
    		$1,227,000-0.6%
    3 Bed
    		$1,575,0000.4%
    4 Bed
    		$1,868,0000.6%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.2%
    1 Bedroom
    9.3%
    2 Bedrooms
    38.9%
    3 Bedrooms
    46.1%
    4 Bedrooms
    3.6%
    5+ Bedrooms
    0.9%

    Rental Trends — Sea Ranch

    Sea Ranch lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$3,500$3,500
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $3,500$3,500
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    15.6%
    2 Bedrooms
    84.4%

    Property Listings — Sea Ranch

    As of Dec '25, Realtor.com reports that the median days on market for a home in Sea Ranch is 72. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,470,000-33.0%
    Listing Count
    		2321.0%
    Listings as % of Homes0.3%21.0%
    Days on Market
    		770.0%
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    Demographics — Sea Ranch

    As of the latest ACS Survey released in 2023, Sea Ranch has a population of 1,200, which has increased by 3.4% over the past 5 years. Sea Ranch is a less popular place for families, as children make up 0.0% of the population. The area has a highly educated workforce, with 72.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 50.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,2003.4%
    % Under 18
    		0.0%-100.0%
    % Seniors
    		68.2%18.0%
    % WFH
    		50.0%242.5%
    % w/ College Degree
    		72.1%6.0%
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    As of the latest ACS Survey released in 2023, Sea Ranch is a predominantly white area, with 82.8% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Sea Ranch is asian, making up 4.3% of the population. Foreign-born residents account for 8.8% of the population in Sea Ranch, and this percentage has decreased by 52.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		82.8%-1.3%
    % Black
    		0.0%N/A
    % Hispanic
    		2.5%-83.7%
    % Asian
    		4.3%437.5%
    % Foreign Born
    		8.8%-52.9%
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    Mortgage and Risk — Sea Ranch

    According to HUD data as of 2023, there were 44 mortgage originations in Sea Ranch, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Sea Ranch. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		44
    % Conventional Loans
    		98.0%
    % Government Loans
    		2.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		48.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Sea Ranch

    Sea Ranch lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		16
    Total Units Section 8
    		16
    % Rentals under Section 8
    		46.9%
    % Occupied Section 8
    		90.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,670
    2 Bedroom-$1,310$3,500$2,190
    3 BedroomN/AN/A$2,990
    4 BedroomN/AN/A$3,170

    Affordability — Sea Ranch

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio11
    Median Home Price$1,352,000
    Median Household Income$122,000

    Sea Ranch — ZIP Code Boundary Map

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    Frequently Asked Questions