McKinleyville, CA—95519
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — McKinleyville, CA
As of Oct '25, the median home price in McKinleyville, CA is $484,000, with a year-over-year change of -7.3%. This indicates that home prices in McKinleyville, CA are decreasing. According to Zillow, the 1-year price projection is -3.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $484,000 | -7.3% |
| Single Family | $484,000 | -7.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $402,000 | -7.8% |
3 Bed | $483,000 | -5.5% |
4 Bed | $609,000 | -2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — McKinleyville, CA
As of July '25, Rentcast reports the average rent in McKinleyville, CA is $1,750, with a year-over-year rent change of -8.4%. Per bedroom, the median rent as of July '25 in McKinleyville, CA is studios: $1,450, 1-bedrooms: $1,040, 2-bedrooms: $1,590, 3-bedrooms: $2,280, 4-bedrooms: $2,800. The most common rental property sizes in McKinleyville, CA are 2-bedroom and 3-bedroom, accounting for 34.9% and 31.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,750 |
| Studio Rent | $1,450 | $1,450 |
| 1 Bed Rent | $985 | $1,040 |
| 2 Bed Rent | $1,400 | $1,590 |
| 3 Bed Rent | $2,250 | $2,280 |
| 4 Bed Rent | $2,800 | $2,800 |
% of Rental Stock
Property Listings — McKinleyville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in McKinleyville, CA is 66. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $540,000 | -7.0% |
Listing Count | 33 | 8.0% |
| Listings as % of Homes | 0.1% | 8.0% |
Days on Market | 66 | -10.0% |
Demographics — McKinleyville, CA
As of the latest ACS Survey released in 2023, McKinleyville, CA has a population of 18,800, which has decreased by -1.6% over the past 5 years. McKinleyville, CA is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 38.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,800 | -1.6% |
% Under 18 | 22.5% | -3.8% |
% Seniors | 18.9% | 21.2% |
% WFH | 10.1% | 129.5% |
% w/ College Degree | 38.1% | 13.4% |
As of the latest ACS Survey released in 2023, McKinleyville, CA is a predominantly white area, with 71.6% of the population identifying as white. The white population has shrunk by 11.4% in the last 5 years. The second most common race or ethnicity in McKinleyville, CA is hispanic, making up 11.3% of the population. Foreign-born residents account for 3.7% of the population in McKinleyville, CA, and this percentage has increased by 27.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.6% | -11.4% |
% Black | 0.4% | 0.0% |
% Hispanic | 11.3% | 48.7% |
% Asian | 3.1% | 47.6% |
% Foreign Born | 3.7% | 27.6% |
Mortgage and Risk — McKinleyville, CA
According to HUD data as of 2023, there were 158 mortgage originations in McKinleyville, CA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in McKinleyville, CA. Investor activity is low, as 6.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 158 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — McKinleyville, CA
McKinleyville, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 115 |
Total Units Section 8 | 115 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 66.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $145 | $985 | $1,130 |
| 2 Bedroom | $80 | $1,400 | $1,480 |
| 3 Bedroom | -$180 | $2,250 | $2,070 |
| 4 Bedroom | -$310 | $2,800 | $2,490 |
Affordability — McKinleyville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.3 |
| Median Home Price | $484,000 |
| Median Household Income | $66,700 |