Scotia, CA—95562
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Scotia, CA
As of Oct '25, the median home price in Scotia, CA is $295,000, with a year-over-year change of -10.5%. This indicates that home prices in Scotia, CA are decreasing. According to Zillow, the 1-year price projection is -4.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $295,000 | -10.5% |
| Single Family | $295,000 | -9.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $269,000 | -6.3% |
3 Bed | $345,000 | -4.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Scotia, CA
As of July '25, Rentcast reports the average rent in Scotia, CA is $1,140, with a year-over-year rent change of 12.9%. Per bedroom, the median rent as of July '25 in Scotia, CA is 1-bedrooms: $990, 2-bedrooms: $1,230. The most common rental property sizes in Scotia, CA are 2-bedroom and 1-bedroom, accounting for 42.3% and 26.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,140 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $990 |
| 2 Bed Rent | $950 | $1,230 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Scotia, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Scotia, CA is 68. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 62.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $315,000 | -20.0% |
Listing Count | 16 | 112.0% |
| Listings as % of Homes | 0.5% | 112.0% |
Days on Market | 68 | -15.0% |
Demographics — Scotia, CA
As of the latest ACS Survey released in 2023, Scotia, CA has a population of 3,380, which has decreased by -1.1% over the past 5 years. Scotia, CA is a popular place for families, as children make up 29.9% of the population. The area has a poorly educated workforce, with 9.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,380 | -1.1% |
% Under 18 | 29.9% | 19.1% |
% Seniors | 16.5% | 10.7% |
% WFH | 10.8% | 129.8% |
% w/ College Degree | 9.5% | -9.5% |
As of the latest ACS Survey released in 2023, Scotia, CA is a predominantly white area, with 53.3% of the population identifying as white. The white population has shrunk by 37.4% in the last 5 years. The second most common race or ethnicity in Scotia, CA is hispanic, making up 31.8% of the population. Foreign-born residents account for 4.1% of the population in Scotia, CA, and this percentage has increased by 115.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.3% | -37.4% |
% Black | 2.0% | 566.7% |
% Hispanic | 31.8% | 404.8% |
% Asian | 3.1% | 106.7% |
% Foreign Born | 4.1% | 115.8% |
Mortgage and Risk — Scotia, CA
According to HUD data as of 2023, there were 51 mortgage originations in Scotia, CA, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Scotia, CA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Scotia, CA
Scotia, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 53 |
Total Units Section 8 | 53 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 66.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $900 | $930 |
| 2 Bedroom | $270 | $950 | $1,220 |
| 3 Bedroom | N/A | N/A | $1,720 |
| 4 Bedroom | N/A | N/A | $2,070 |
Affordability — Scotia, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.9 |
| Median Home Price | $295,000 |
| Median Household Income | $45,800 |