Smith River, CA—95567
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Smith River, CA
As of Oct '25, the median home price in Smith River, CA is $429,000, with a year-over-year change of 0.4%. This indicates that home prices in Smith River, CA are flat. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $429,000 | 0.4% |
| Single Family | $428,000 | -0.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Smith River, CA
Smith River, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Smith River, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Smith River, CA is 140. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,030,000 | 80.0% |
Listing Count | 12 | -38.0% |
| Listings as % of Homes | 0.9% | -38.0% |
Days on Market | 140 | -10.0% |
Demographics — Smith River, CA
As of the latest ACS Survey released in 2023, Smith River, CA has a population of 2,350, which has increased by 13.7% over the past 5 years. Smith River, CA is a moderately popular place for families, as children make up 20.1% of the population. The area has a poorly educated workforce, with 5.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,350 | 13.7% |
% Under 18 | 20.1% | -23.0% |
% Seniors | 24.4% | 34.1% |
% WFH | 6.8% | -46.5% |
% w/ College Degree | 5.4% | -75.1% |
As of the latest ACS Survey released in 2023, Smith River, CA is a predominantly white area, with 57.6% of the population identifying as white. The white population has grown by 16.1% in the last 5 years. The second most common race or ethnicity in Smith River, CA is hispanic, making up 20.9% of the population. Foreign-born residents account for 12.4% of the population in Smith River, CA, and this percentage has increased by 39.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.6% | 16.1% |
% Black | 0.0% | N/A |
% Hispanic | 20.9% | -37.0% |
% Asian | 0.6% | -86.4% |
% Foreign Born | 12.4% | 39.3% |
Mortgage and Risk — Smith River, CA
According to HUD data as of 2023, there were 49 mortgage originations in Smith River, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Smith River, CA. Investor activity is low, as 0.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 27.0% |
Loan Activity
Rentals and Section 8 — Smith River, CA
Smith River, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,090 |
| 2 Bedroom | N/A | N/A | $1,270 |
| 3 Bedroom | N/A | N/A | $1,780 |
| 4 Bedroom | N/A | N/A | $2,080 |
Affordability — Smith River, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $429,000 |
| Median Household Income | $84,200 |