Willow Creek, CA—95573
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Willow Creek, CA
As of Oct '25, the median home price in Willow Creek, CA is $311,000, with a year-over-year change of -12.1%. This indicates that home prices in Willow Creek, CA are decreasing. According to Zillow, the 1-year price projection is -4.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $311,000 | -12.1% |
| Single Family | $311,000 | -11.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $290,000 | -10.8% |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Willow Creek, CA
As of July '25, Rentcast reports the average rent in Willow Creek, CA is $1,150, with a year-over-year rent change of -39.5%. Per bedroom, the median rent as of July '25 in Willow Creek, CA is 1-bedrooms: $1,150. The most common rental property sizes in Willow Creek, CA are 2-bedroom and studio, accounting for 45.8% and 34.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,150 | $1,150 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Willow Creek, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Willow Creek, CA is 106. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $358,000 | -17.0% |
Listing Count | 15 | 60.0% |
| Listings as % of Homes | 1.4% | 60.0% |
Days on Market | 106 | 29.0% |
Demographics — Willow Creek, CA
As of the latest ACS Survey released in 2023, Willow Creek, CA has a population of 990, which has decreased by -36.3% over the past 5 years. Willow Creek, CA is a less popular place for families, as children make up 7.3% of the population. The area has a moderately educated workforce, with 29.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 990 | -36.3% |
% Under 18 | 7.3% | -65.1% |
% Seniors | 33.4% | 95.3% |
% WFH | 27.7% | 10.4% |
% w/ College Degree | 29.2% | 22.2% |
As of the latest ACS Survey released in 2023, Willow Creek, CA is a predominantly white area, with 83.1% of the population identifying as white. The white population has grown by 6.0% in the last 5 years. The second most common race or ethnicity in Willow Creek, CA is hispanic, making up 5.6% of the population. Foreign-born residents account for 2.7% of the population in Willow Creek, CA, and this percentage has decreased by 40.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.1% | 6.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 5.6% | -43.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.7% | -40.0% |
Mortgage and Risk — Willow Creek, CA
According to HUD data as of 2023, there were 17 mortgage originations in Willow Creek, CA, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Willow Creek, CA. Investor activity is low, as 12.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 17 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 12.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Willow Creek, CA
Willow Creek, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 66.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $1,150 | $1,200 |
| 2 Bedroom | N/A | N/A | $1,570 |
| 3 Bedroom | N/A | N/A | $2,200 |
| 4 Bedroom | N/A | N/A | $2,630 |
Affordability — Willow Creek, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.5 |
| Median Home Price | $311,000 |
| Median Household Income | $43,600 |