Citrus Heights, CA 95621 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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Citrus Heights, CA—95621

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$443,000

2.8% YoY Growth

Household Income

$77,400

29.6% YoY Growth

Days on Market

50

11.0% Longer YoY

Home Price Forecast

-0.5%

Median Rent

$1,850

3.0% YoY Growth

1-Bed Rent

$1,680

4.0% YoY Growth

2-Bed Rent

$1,850

5.0% YoY Growth

3-Bed Rent

$2,400

0.8% YoY Growth

Other Zip Codes in Citrus Heights, CA

Home Price Trends — Citrus Heights, CA

As of Dec '25, the median home price in Citrus Heights, CA is $443,000, with a year-over-year change of -2.8%. This indicates that home prices in Citrus Heights, CA are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$443,000	-2.8%
Single Family	$451,000	-3.0%
Condos	$270,000	-5.9%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Citrus Heights, CA

As of July '25, Rentcast reports the average rent in Citrus Heights, CA is $1,960, with a year-over-year rent change of -3.0%. Per bedroom, the median rent as of July '25 in Citrus Heights, CA is studios: $1,380, 1-bedrooms: $1,660, 2-bedrooms: $1,890, 3-bedrooms: $2,400, 4-bedrooms: $2,800. The most common rental property sizes in Citrus Heights, CA are 2-bedroom and 3-bedroom, accounting for 41.6% and 23.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,850	$1,960
Studio Rent	$1,200	$1,380
1 Bed Rent	$1,680	$1,660
2 Bed Rent	$1,850	$1,890
3 Bed Rent	$2,400	$2,400
4 Bed Rent	$2,600	$2,800

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% of Rental Stock

Studio

5.4%

1 Bedroom

20.7%

2 Bedrooms

41.6%

3 Bedrooms

23.8%

4 Bedrooms

7.9%

5+ Bedrooms

0.5%

Property Listings — Citrus Heights, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Citrus Heights, CA is 44. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$374,000	-11.0%
Listing Count	96	16.0%
Listings as % of Homes	0.4%	16.0%
Days on Market	50	11.0%

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Demographics — Citrus Heights, CA

As of the latest ACS Survey released in 2023, Citrus Heights, CA has a population of 41,700, which has remained stable by -0.0% over the past 5 years. Citrus Heights, CA is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	41,700	0.0%
% Under 18	18.6%	-11.8%
% Seniors	19.1%	11.0%
% WFH	15.0%	134.4%
% w/ College Degree	20.3%	2.0%

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As of the latest ACS Survey released in 2023, Citrus Heights, CA is a predominantly white area, with 65.6% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Citrus Heights, CA is hispanic, making up 19.4% of the population. Foreign-born residents account for 15.3% of the population in Citrus Heights, CA, and this percentage has increased by 22.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	65.6%	-7.7%
% Black	2.3%	-36.1%
% Hispanic	19.4%	12.8%
% Asian	5.6%	36.6%
% Foreign Born	15.3%	22.4%

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Mortgage and Risk — Citrus Heights, CA

According to HUD data as of 2023, there were 244 mortgage originations in Citrus Heights, CA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Citrus Heights, CA. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	244
% Conventional Loans	74.0%
% Government Loans	26.0%
% Investor Loans	3.0%
% Second Loans	0.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Citrus Heights, CA

As of 2024, the percent of homes in Citrus Heights, CA under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Citrus Heights, CA, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD	180
Total Units Section 8	162
% Rentals under Section 8	2.7%
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$0	$1,680	$1,680
2 Bedroom	$230	$1,850	$2,080
3 Bedroom	$420	$2,400	$2,820
4 Bedroom	$660	$2,600	$3,260