Citrus Heights, CA—95621
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Citrus Heights, CA
Home Price Trends — Citrus Heights, CA
As of Oct '25, the median home price in Citrus Heights, CA is $446,000, with a year-over-year change of -2.7%. This indicates that home prices in Citrus Heights, CA are decreasing. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $446,000 | -2.7% |
| Single Family | $454,000 | -3.0% |
| Condos | $271,000 | -5.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $285,000 | -4.7% |
3 Bed | $440,000 | -3.1% |
4 Bed | $492,000 | -3.0% |
| 5 Bed | $563,000 | -2.8% |
% of Housing Stock
Rental Trends — Citrus Heights, CA
As of July '25, Rentcast reports the average rent in Citrus Heights, CA is $1,960, with a year-over-year rent change of -3.0%. Per bedroom, the median rent as of July '25 in Citrus Heights, CA is studios: $1,380, 1-bedrooms: $1,660, 2-bedrooms: $1,890, 3-bedrooms: $2,400, 4-bedrooms: $2,800. The most common rental property sizes in Citrus Heights, CA are 2-bedroom and 3-bedroom, accounting for 41.6% and 23.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $1,960 |
| Studio Rent | $1,200 | $1,380 |
| 1 Bed Rent | $1,680 | $1,660 |
| 2 Bed Rent | $1,850 | $1,890 |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | $2,600 | $2,800 |
% of Rental Stock
Property Listings — Citrus Heights, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Citrus Heights, CA is 36. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $414,000 | -8.0% |
Listing Count | 109 | 6.0% |
| Listings as % of Homes | 0.4% | 6.0% |
Days on Market | 36 | 2.0% |
Demographics — Citrus Heights, CA
As of the latest ACS Survey released in 2023, Citrus Heights, CA has a population of 41,700, which has remained stable by -0.0% over the past 5 years. Citrus Heights, CA is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,700 | 0.0% |
% Under 18 | 18.6% | -11.8% |
% Seniors | 19.1% | 11.0% |
% WFH | 15.0% | 134.4% |
% w/ College Degree | 20.3% | 2.0% |
As of the latest ACS Survey released in 2023, Citrus Heights, CA is a predominantly white area, with 65.6% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Citrus Heights, CA is hispanic, making up 19.4% of the population. Foreign-born residents account for 15.3% of the population in Citrus Heights, CA, and this percentage has increased by 22.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.6% | -7.7% |
% Black | 2.3% | -36.1% |
% Hispanic | 19.4% | 12.8% |
% Asian | 5.6% | 36.6% |
% Foreign Born | 15.3% | 22.4% |
Mortgage and Risk — Citrus Heights, CA
According to HUD data as of 2023, there were 244 mortgage originations in Citrus Heights, CA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Citrus Heights, CA. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 244 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Citrus Heights, CA
As of 2024, the percent of homes in Citrus Heights, CA under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Citrus Heights, CA, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 180 |
Total Units Section 8 | 162 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $1,680 | $1,680 |
| 2 Bedroom | $230 | $1,850 | $2,080 |
| 3 Bedroom | $420 | $2,400 | $2,820 |
| 4 Bedroom | $660 | $2,600 | $3,260 |
Affordability — Citrus Heights, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $446,000 |
| Median Household Income | $77,400 |