Esparto, CA—95627
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Esparto, CA
As of Oct '25, the median home price in Esparto, CA is $461,000, with a year-over-year change of -3.8%. This indicates that home prices in Esparto, CA are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $461,000 | -3.8% |
| Single Family | $461,000 | -3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $355,000 | -3.8% |
3 Bed | $421,000 | -3.9% |
4 Bed | $510,000 | -2.9% |
| 5 Bed | $563,000 | -4.6% |
% of Housing Stock
Rental Trends — Esparto, CA
As of July '25, Rentcast reports the average rent in Esparto, CA is $2,370, with a year-over-year rent change of 4.4%. Per bedroom, the median rent as of July '25 in Esparto, CA is 1-bedrooms: $1,550. The most common rental property sizes in Esparto, CA are 3-bedroom and 2-bedroom, accounting for 52.5% and 40.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,560 | $2,370 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,550 | $1,550 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Esparto, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Esparto, CA is 218. This is a increase of 381.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,070,000 | 86.0% |
Listing Count | 7 | 57.0% |
| Listings as % of Homes | 0.3% | 57.0% |
Days on Market | 218 | 381.0% |
Demographics — Esparto, CA
As of the latest ACS Survey released in 2023, Esparto, CA has a population of 3,940, which has decreased by -7.7% over the past 5 years. Esparto, CA is a popular place for families, as children make up 32.8% of the population. The area has a poorly educated workforce, with 20.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,940 | -7.7% |
% Under 18 | 32.8% | -1.2% |
% Seniors | 11.5% | -15.4% |
% WFH | 3.2% | -22.0% |
% w/ College Degree | 20.7% | 5.1% |
As of the latest ACS Survey released in 2023, Esparto, CA is a predominantly white area, with 41.7% of the population identifying as white. The white population has grown by 19.1% in the last 5 years. The second most common race or ethnicity in Esparto, CA is hispanic, making up 41.0% of the population. Foreign-born residents account for 24.0% of the population in Esparto, CA, and this percentage has decreased by 12.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 41.7% | 19.1% |
% Black | 10.7% | ∞% |
% Hispanic | 41.0% | -24.2% |
% Asian | 3.2% | -66.3% |
% Foreign Born | 24.0% | -12.7% |
Mortgage and Risk — Esparto, CA
According to HUD data as of 2023, there were 53 mortgage originations in Esparto, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Esparto, CA. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 53 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Esparto, CA
Esparto, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$190 | $1,550 | $1,360 |
| 2 Bedroom | N/A | N/A | $1,790 |
| 3 Bedroom | N/A | N/A | $2,450 |
| 4 Bedroom | N/A | N/A | $2,860 |
Affordability — Esparto, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $461,000 |
| Median Household Income | $104,000 |