Vacaville, CA—95687
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Vacaville, CA
Home Price Trends — Vacaville, CA
As of Oct '25, the median home price in Vacaville, CA is $575,000, with a year-over-year change of -1.8%. This indicates that home prices in Vacaville, CA are decreasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $575,000 | -1.8% |
| Single Family | $579,000 | -1.9% |
| Condos | $297,000 | -5.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $325,000 | -10.2% |
2 Bed | $427,000 | -4.0% |
3 Bed | $549,000 | -2.0% |
4 Bed | $624,000 | -1.4% |
| 5 Bed | $771,000 | -1.0% |
% of Housing Stock
Rental Trends — Vacaville, CA
As of July '25, Rentcast reports the average rent in Vacaville, CA is $2,600, with a year-over-year rent change of 1.2%. Per bedroom, the median rent as of July '25 in Vacaville, CA is studios: $2,000, 1-bedrooms: $2,100, 2-bedrooms: $2,440, 3-bedrooms: $3,220, 4-bedrooms: $3,180. The most common rental property sizes in Vacaville, CA are 2-bedroom and 3-bedroom, accounting for 36.9% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,470 | $2,600 |
| Studio Rent | $2,100 | $2,000 |
| 1 Bed Rent | $2,020 | $2,100 |
| 2 Bed Rent | $2,300 | $2,440 |
| 3 Bed Rent | $3,200 | $3,220 |
| 4 Bed Rent | $3,100 | $3,180 |
% of Rental Stock
Property Listings — Vacaville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Vacaville, CA is 47. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $585,000 | -7.0% |
Listing Count | 198 | 24.0% |
| Listings as % of Homes | 0.4% | 24.0% |
Days on Market | 47 | 19.0% |
Demographics — Vacaville, CA
As of the latest ACS Survey released in 2023, Vacaville, CA has a population of 69,700, which has increased by 2.5% over the past 5 years. Vacaville, CA is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 69,700 | 2.5% |
% Under 18 | 21.0% | -0.9% |
% Seniors | 15.4% | 9.2% |
% WFH | 11.3% | 145.7% |
% w/ College Degree | 24.5% | 14.0% |
As of the latest ACS Survey released in 2023, Vacaville, CA is a predominantly white area, with 44.5% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Vacaville, CA is hispanic, making up 26.2% of the population. Foreign-born residents account for 12.2% of the population in Vacaville, CA, and this percentage has increased by 0.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.5% | -10.5% |
% Black | 10.5% | -10.3% |
% Hispanic | 26.2% | 10.5% |
% Asian | 10.4% | 36.8% |
% Foreign Born | 12.2% | 0.8% |
Mortgage and Risk — Vacaville, CA
According to HUD data as of 2023, there were 1046 mortgage originations in Vacaville, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Vacaville, CA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,046 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Vacaville, CA
As of 2024, the percent of homes in Vacaville, CA under the Section 8 program is 13.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Vacaville, CA, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,015 |
Total Units Section 8 | 1,015 |
% Rentals under Section 8 | 13.0% |
% Occupied Section 8 | 76.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $2,020 | $2,020 |
| 2 Bedroom | $280 | $2,300 | $2,580 |
| 3 Bedroom | $250 | $3,200 | $3,450 |
| 4 Bedroom | $810 | $3,100 | $3,910 |
Affordability — Vacaville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.4 |
| Median Home Price | $575,000 |
| Median Household Income | $107,000 |