Vacaville, CA—95688
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Vacaville, CA
Home Price Trends — Vacaville, CA
As of Oct '25, the median home price in Vacaville, CA is $656,000, with a year-over-year change of -0.7%. This indicates that home prices in Vacaville, CA are flat. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $656,000 | -0.7% |
| Single Family | $661,000 | -0.6% |
| Condos | $368,000 | -3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $463,000 | -2.7% |
3 Bed | $588,000 | -0.8% |
4 Bed | $690,000 | -0.7% |
| 5 Bed | $799,000 | -1.4% |
% of Housing Stock
Rental Trends — Vacaville, CA
As of July '25, Rentcast reports the average rent in Vacaville, CA is $2,740, with a year-over-year rent change of 0.4%. Per bedroom, the median rent as of July '25 in Vacaville, CA is studios: $1,620, 1-bedrooms: $2,290, 2-bedrooms: $2,630, 3-bedrooms: $3,080, 4-bedrooms: $3,460. The most common rental property sizes in Vacaville, CA are 2-bedroom and 3-bedroom, accounting for 36.7% and 28.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,730 | $2,740 |
| Studio Rent | $1,600 | $1,620 |
| 1 Bed Rent | $2,270 | $2,290 |
| 2 Bed Rent | $2,720 | $2,630 |
| 3 Bed Rent | $2,950 | $3,080 |
| 4 Bed Rent | $3,490 | $3,460 |
% of Rental Stock
Property Listings — Vacaville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Vacaville, CA is 65. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $711,000 | -6.0% |
Listing Count | 107 | 30.0% |
| Listings as % of Homes | 0.5% | 30.0% |
Days on Market | 65 | 42.0% |
Demographics — Vacaville, CA
As of the latest ACS Survey released in 2023, Vacaville, CA has a population of 39,200, which has increased by 5.3% over the past 5 years. Vacaville, CA is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 34.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,200 | 5.3% |
% Under 18 | 23.2% | -4.9% |
% Seniors | 17.1% | 17.9% |
% WFH | 13.0% | 150.0% |
% w/ College Degree | 34.1% | 20.1% |
As of the latest ACS Survey released in 2023, Vacaville, CA is a predominantly white area, with 52.2% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Vacaville, CA is hispanic, making up 25.6% of the population. Foreign-born residents account for 12.7% of the population in Vacaville, CA, and this percentage has increased by 5.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.2% | -8.4% |
% Black | 4.9% | -21.0% |
% Hispanic | 25.6% | 0.0% |
% Asian | 10.6% | 53.6% |
% Foreign Born | 12.7% | 5.0% |
Mortgage and Risk — Vacaville, CA
According to HUD data as of 2023, there were 581 mortgage originations in Vacaville, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Vacaville, CA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 581 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Vacaville, CA
As of 2024, the percent of homes in Vacaville, CA under the Section 8 program is 11.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Vacaville, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 455 |
Total Units Section 8 | 455 |
% Rentals under Section 8 | 11.1% |
% Occupied Section 8 | 75.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$370 | $2,270 | $1,900 |
| 2 Bedroom | -$290 | $2,720 | $2,430 |
| 3 Bedroom | $300 | $2,950 | $3,250 |
| 4 Bedroom | $190 | $3,490 | $3,680 |
Affordability — Vacaville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $656,000 |
| Median Household Income | $116,000 |