Winters, CA95694

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$607,000
0.1% YoY Growth
Median Household Income
$107,000
30.0% 5-Year Growth
Days on Market
82
24.0% Longer than last year
Home Price Forecast
-0.7%
Median Rent
$2,400
13.5% YoY Growth
1-Bed Rent
$1,840
2.2% YoY Growth
2-Bed Rent
$2,200
59.3% YoY Growth
3-Bed Rent
$2,700
14.9% YoY Growth

Property Listings — Winters, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Winters, CA is 82. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$818,00011.0%
Listing Count
20-47.0%
Listings as % of Homes0.5%-47.0%
Days on Market
8224.0%
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Demographics — Winters, CA

As of the latest ACS Survey released in 2023, Winters, CA has a population of 10,200, which has decreased by -2.2% over the past 5 years. Winters, CA is a moderately popular place for families, as children make up 22.8% of the population. The area has a moderately educated workforce, with 31.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,200-2.2%
% Under 18
22.8%-5.0%
% Seniors
14.9%23.1%
% WFH
13.1%45.6%
% w/ College Degree
31.7%5.0%
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As of the latest ACS Survey released in 2023, Winters, CA is a predominantly white area, with 51.1% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Winters, CA is hispanic, making up 42.8% of the population. Foreign-born residents account for 19.7% of the population in Winters, CA, and this percentage has increased by 3.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.1%-4.7%
% Black
1.0%150.0%
% Hispanic
42.8%-2.9%
% Asian
2.0%233.3%
% Foreign Born
19.7%3.7%
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Mortgage and Risk — Winters, CA

According to HUD data as of 2023, there were 168 mortgage originations in Winters, CA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Winters, CA. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
168
% Conventional Loans
78.0%
% Government Loans
22.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Winters, CA

Winters, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
148
Total Units Section 8
26
% Rentals under Section 8
2.3%
% Occupied Section 8
76.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$170$1,840$1,670
2 Bedroom-$120$2,200$2,080
3 Bedroom$180$2,700$2,880
4 BedroomN/AN/A$3,280

Affordability — Winters, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.5
Median Home Price$607,000
Median Household Income$107,000

Winters, CA — ZIP Code Boundary Map

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Frequently Asked Questions