Rancho Cordova, CA 95742 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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Rancho Cordova, CA—95742

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$619,000

3.5% YoY Growth

Household Income

$155,000

22.4% YoY Growth

Days on Market

90

41.0% Longer YoY

Home Price Forecast

-0.6%

Median Rent

$2,900

6.2% YoY Growth

1-Bed Rent

$1,800

2.2% YoY Growth

2-Bed Rent

$2,250

0.9% YoY Growth

3-Bed Rent

$3,000

9.6% YoY Growth

Other Zip Codes in Rancho Cordova, CA

Home Price Trends — Rancho Cordova, CA

As of Dec '25, the median home price in Rancho Cordova, CA is $619,000, with a year-over-year change of -3.5%. This indicates that home prices in Rancho Cordova, CA are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$619,000	-3.5%
Single Family	$619,000	-3.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Rancho Cordova, CA

As of July '25, Rentcast reports the average rent in Rancho Cordova, CA is $2,750, with a year-over-year rent change of 6.2%. Per bedroom, the median rent as of July '25 in Rancho Cordova, CA is 1-bedrooms: $1,800, 2-bedrooms: $2,280, 3-bedrooms: $2,980, 4-bedrooms: $3,100. The most common rental property sizes in Rancho Cordova, CA are 3-bedroom and 2-bedroom, accounting for 47.4% and 17.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,900	$2,750
Studio Rent	N/A	N/A
1 Bed Rent	$1,800	$1,800
2 Bed Rent	$2,250	$2,280
3 Bed Rent	$3,000	$2,980
4 Bed Rent	$3,000	$3,100

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% of Rental Stock

Studio

9.6%

2 Bedrooms

17.2%

3 Bedrooms

47.4%

4 Bedrooms

13.7%

5+ Bedrooms

12.1%

Property Listings — Rancho Cordova, CA

As of Dec '25, Realtor.com reports that the median days on market for a home in Rancho Cordova, CA is 67. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$601,000	-5.0%
Listing Count	116	45.0%
Listings as % of Homes	1.0%	45.0%
Days on Market	90	41.0%

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Demographics — Rancho Cordova, CA

As of the latest ACS Survey released in 2023, Rancho Cordova, CA has a population of 16,300, which has increased by 36.6% over the past 5 years. Rancho Cordova, CA is a popular place for families, as children make up 27.8% of the population. The area has a highly educated workforce, with 51.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	16,300	36.6%
% Under 18	27.8%	-10.9%
% Seniors	11.2%	60.0%
% WFH	27.5%	366.1%
% w/ College Degree	51.8%	26.0%

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As of the latest ACS Survey released in 2023, Rancho Cordova, CA is a predominantly white area, with 42.3% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Rancho Cordova, CA is asian, making up 28.5% of the population. Foreign-born residents account for 25.0% of the population in Rancho Cordova, CA, and this percentage has increased by 5.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	42.3%	-3.2%
% Black	6.9%	6.2%
% Hispanic	15.2%	10.9%
% Asian	28.5%	-6.9%
% Foreign Born	25.0%	5.9%

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Mortgage and Risk — Rancho Cordova, CA

According to HUD data as of 2023, there were 748 mortgage originations in Rancho Cordova, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Rancho Cordova, CA. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	748
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	4.0%
% Second Loans	1.0%
% Cash Out Refinance	6.0%

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Rentals and Section 8 — Rancho Cordova, CA

As of 2024, the percent of homes in Rancho Cordova, CA under the Section 8 program is 9.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cordova, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	91
Total Units Section 8	91
% Rentals under Section 8	9.9%
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$870	$1,800	$2,670
2 Bedroom	$1,060	$2,250	$3,310
3 Bedroom	$1,490	$3,000	$4,490
4 Bedroom	$2,180	$3,000	$5,180