El Dorado Hills, CA—95762
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — El Dorado Hills, CA
As of Oct '25, the median home price in El Dorado Hills, CA is $898,000, with a year-over-year change of -1.4%. This indicates that home prices in El Dorado Hills, CA are decreasing. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $898,000 | -1.4% |
| Single Family | $899,000 | -1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $653,000 | -3.1% |
3 Bed | $769,000 | -1.4% |
4 Bed | $931,000 | -1.4% |
| 5 Bed | $1,161,000 | -1.3% |
% of Housing Stock
Rental Trends — El Dorado Hills, CA
As of July '25, Rentcast reports the average rent in El Dorado Hills, CA is $3,120, with a year-over-year rent change of -8.8%. Per bedroom, the median rent as of July '25 in El Dorado Hills, CA is 1-bedrooms: $2,260, 2-bedrooms: $2,660, 3-bedrooms: $3,310, 4-bedrooms: $4,080. The most common rental property sizes in El Dorado Hills, CA are 2-bedroom and 3-bedroom, accounting for 35.4% and 27.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $3,120 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,380 | $2,260 |
| 2 Bed Rent | $2,500 | $2,660 |
| 3 Bed Rent | $3,000 | $3,310 |
| 4 Bed Rent | $3,950 | $4,080 |
% of Rental Stock
Property Listings — El Dorado Hills, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in El Dorado Hills, CA is 55. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,100,000 | 2.0% |
Listing Count | 223 | 7.0% |
| Listings as % of Homes | 0.7% | 7.0% |
Days on Market | 55 | 6.0% |
Demographics — El Dorado Hills, CA
As of the latest ACS Survey released in 2023, El Dorado Hills, CA has a population of 47,300, which has increased by 11.2% over the past 5 years. El Dorado Hills, CA is a moderately popular place for families, as children make up 24.6% of the population. The area has a highly educated workforce, with 58.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 47,300 | 11.2% |
% Under 18 | 24.6% | -7.9% |
% Seniors | 19.9% | 25.2% |
% WFH | 25.7% | 94.7% |
% w/ College Degree | 58.6% | 5.6% |
As of the latest ACS Survey released in 2023, El Dorado Hills, CA is a predominantly white area, with 68.2% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in El Dorado Hills, CA is asian, making up 13.0% of the population. Foreign-born residents account for 13.2% of the population in El Dorado Hills, CA, and this percentage has decreased by 9.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.2% | -5.5% |
% Black | 1.8% | 12.5% |
% Hispanic | 9.9% | 2.1% |
% Asian | 13.0% | 14.0% |
% Foreign Born | 13.2% | -9.0% |
Mortgage and Risk — El Dorado Hills, CA
According to HUD data as of 2023, there were 900 mortgage originations in El Dorado Hills, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in El Dorado Hills, CA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 900 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — El Dorado Hills, CA
As of 2024, the percent of homes in El Dorado Hills, CA under the Section 8 program is 4.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In El Dorado Hills, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 103 |
Total Units Section 8 | 103 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $2,380 | $2,490 |
| 2 Bedroom | $590 | $2,500 | $3,090 |
| 3 Bedroom | $1,190 | $3,000 | $4,190 |
| 4 Bedroom | $890 | $3,950 | $4,840 |
Affordability — El Dorado Hills, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $898,000 |
| Median Household Income | $166,000 |