Florin, CA—95828
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Florin, CA
As of Oct '25, the median home price in Florin, CA is $446,000, with a year-over-year change of -2.8%. This indicates that home prices in Florin, CA are decreasing. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $446,000 | -2.8% |
| Single Family | $447,000 | -2.8% |
| Condos | $288,000 | -0.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $341,000 | -2.6% |
3 Bed | $431,000 | -2.9% |
4 Bed | $480,000 | -3.0% |
| 5 Bed | $575,000 | -3.2% |
% of Housing Stock
Rental Trends — Florin, CA
As of July '25, Rentcast reports the average rent in Florin, CA is $2,100, with a year-over-year rent change of -3.2%. Per bedroom, the median rent as of July '25 in Florin, CA is 1-bedrooms: $1,730, 2-bedrooms: $2,000, 3-bedrooms: $2,510, 4-bedrooms: $2,600. The most common rental property sizes in Florin, CA are 3-bedroom and 2-bedroom, accounting for 39.1% and 31.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,060 | $2,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,540 | $1,730 |
| 2 Bed Rent | $1,800 | $2,000 |
| 3 Bed Rent | $2,380 | $2,510 |
| 4 Bed Rent | $2,500 | $2,600 |
% of Rental Stock
Property Listings — Florin, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Florin, CA is 45. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $474,000 | -4.0% |
Listing Count | 93 | 18.0% |
| Listings as % of Homes | 0.3% | 18.0% |
Days on Market | 45 | 33.0% |
Demographics — Florin, CA
As of the latest ACS Survey released in 2023, Florin, CA has a population of 60,500, which has remained stable by 0.4% over the past 5 years. Florin, CA is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 17.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 60,500 | 0.4% |
% Under 18 | 23.8% | -5.9% |
% Seniors | 14.1% | 11.9% |
% WFH | 10.5% | 138.6% |
% w/ College Degree | 17.2% | 9.6% |
As of the latest ACS Survey released in 2023, Florin, CA is a predominantly asian area, with 38.3% of the population identifying as asian. The asian population has grown by 14.3% in the last 5 years. The second most common race or ethnicity in Florin, CA is hispanic, making up 26.5% of the population. Foreign-born residents account for 34.7% of the population in Florin, CA, and this percentage has increased by 8.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 16.2% | -13.8% |
% Black | 10.7% | -7.0% |
% Hispanic | 26.5% | -5.7% |
% Asian | 38.3% | 14.3% |
% Foreign Born | 34.7% | 8.1% |
Mortgage and Risk — Florin, CA
According to HUD data as of 2023, there were 459 mortgage originations in Florin, CA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Florin, CA. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 459 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Florin, CA
As of 2024, the percent of homes in Florin, CA under the Section 8 program is 11.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Florin, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 691 |
Total Units Section 8 | 690 |
% Rentals under Section 8 | 11.6% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $1,540 | $1,630 |
| 2 Bedroom | $230 | $1,800 | $2,030 |
| 3 Bedroom | $370 | $2,380 | $2,750 |
| 4 Bedroom | $680 | $2,500 | $3,180 |
Affordability — Florin, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $446,000 |
| Median Household Income | $77,500 |