Durham, CA—95938
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Durham, CA
As of Oct '25, the median home price in Durham, CA is $589,000, with a year-over-year change of -0.0%. This indicates that home prices in Durham, CA are flat. According to Zillow, the 1-year price projection is -2.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $589,000 | -0.0% |
| Single Family | $592,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $361,000 | -1.9% |
3 Bed | $553,000 | 0.5% |
4 Bed | $784,000 | 0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Durham, CA
As of July '25, Rentcast reports the average rent in Durham, CA is $1,840, with a year-over-year rent change of 1.7%. Per bedroom, the median rent as of July '25 in Durham, CA is 3-bedrooms: $1,840. The most common rental property sizes in Durham, CA are 2-bedroom and 1-bedroom, accounting for 67.7% and 14.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,840 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,700 | $1,840 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Durham, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Durham, CA is 63. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $522,000 | -33.0% |
Listing Count | 15 | 18.0% |
| Listings as % of Homes | 0.5% | 18.0% |
Days on Market | 63 | 21.0% |
Demographics — Durham, CA
As of the latest ACS Survey released in 2023, Durham, CA has a population of 4,330, which has remained stable by -0.5% over the past 5 years. Durham, CA is a moderately popular place for families, as children make up 18.6% of the population. The area has a moderately educated workforce, with 40.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,330 | -0.5% |
% Under 18 | 18.6% | -26.8% |
% Seniors | 21.5% | 50.3% |
% WFH | 6.9% | 46.8% |
% w/ College Degree | 40.2% | 17.9% |
As of the latest ACS Survey released in 2023, Durham, CA is a predominantly white area, with 68.8% of the population identifying as white. The white population has shrunk by 16.9% in the last 5 years. The second most common race or ethnicity in Durham, CA is hispanic, making up 17.1% of the population. Foreign-born residents account for 9.4% of the population in Durham, CA, and this percentage has increased by 623.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.8% | -16.9% |
% Black | 5.7% | ∞% |
% Hispanic | 17.1% | 21.3% |
% Asian | 5.0% | 1,150.0% |
% Foreign Born | 9.4% | 623.1% |
Mortgage and Risk — Durham, CA
According to HUD data as of 2023, there were 81 mortgage originations in Durham, CA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Durham, CA. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Durham, CA
Durham, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,280 |
| 2 Bedroom | N/A | N/A | $1,660 |
| 3 Bedroom | $630 | $1,700 | $2,330 |
| 4 Bedroom | N/A | N/A | $2,790 |
Affordability — Durham, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $589,000 |
| Median Household Income | $103,000 |