Yuba City, CA—95993
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Yuba City, CA
Home Price Trends — Yuba City, CA
As of Oct '25, the median home price in Yuba City, CA is $471,000, with a year-over-year change of -1.9%. This indicates that home prices in Yuba City, CA are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $471,000 | -1.9% |
| Single Family | $472,000 | -1.7% |
| Condos | $357,000 | 2.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $341,000 | -1.2% |
3 Bed | $436,000 | -1.8% |
4 Bed | $518,000 | -1.7% |
| 5 Bed | $594,000 | -1.8% |
% of Housing Stock
Rental Trends — Yuba City, CA
As of July '25, Rentcast reports the average rent in Yuba City, CA is $2,330, with a year-over-year rent change of 1.7%. Per bedroom, the median rent as of July '25 in Yuba City, CA is 2-bedrooms: $1,560, 3-bedrooms: $2,360, 4-bedrooms: $2,500. The most common rental property sizes in Yuba City, CA are 3-bedroom and 2-bedroom, accounting for 39.8% and 24.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,330 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,450 | $1,560 |
| 3 Bed Rent | $2,300 | $2,360 |
| 4 Bed Rent | $2,450 | $2,500 |
% of Rental Stock
Property Listings — Yuba City, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Yuba City, CA is 56. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $527,000 | 4.0% |
Listing Count | 108 | 14.0% |
| Listings as % of Homes | 0.5% | 14.0% |
Days on Market | 56 | 22.0% |
Demographics — Yuba City, CA
As of the latest ACS Survey released in 2023, Yuba City, CA has a population of 39,000, which has increased by 5.4% over the past 5 years. Yuba City, CA is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 24.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,000 | 5.4% |
% Under 18 | 23.5% | -3.3% |
% Seniors | 17.9% | 6.5% |
% WFH | 7.7% | 51.0% |
% w/ College Degree | 24.7% | 16.5% |
As of the latest ACS Survey released in 2023, Yuba City, CA is a predominantly white area, with 44.9% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Yuba City, CA is asian, making up 25.1% of the population. Foreign-born residents account for 22.9% of the population in Yuba City, CA, and this percentage has decreased by 6.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.9% | 0.2% |
% Black | 1.5% | -21.1% |
% Hispanic | 22.8% | 9.1% |
% Asian | 25.1% | -1.6% |
% Foreign Born | 22.9% | -6.1% |
Mortgage and Risk — Yuba City, CA
According to HUD data as of 2023, there were 384 mortgage originations in Yuba City, CA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Yuba City, CA. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 384 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Yuba City, CA
Yuba City, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 98 |
Total Units Section 8 | 98 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,350 |
| 2 Bedroom | $260 | $1,450 | $1,710 |
| 3 Bedroom | $100 | $2,300 | $2,400 |
| 4 Bedroom | $420 | $2,450 | $2,870 |
Affordability — Yuba City, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $471,000 |
| Median Household Income | $89,700 |