Captain Cook, HI—96704
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Captain Cook, HI
As of Oct '25, the median home price in Captain Cook, HI is $452,000, with a year-over-year change of -4.9%. This indicates that home prices in Captain Cook, HI are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $452,000 | -4.9% |
| Single Family | $453,000 | -5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $225,000 | -10.7% |
2 Bed | $373,000 | -5.8% |
3 Bed | $583,000 | -4.9% |
4 Bed | $754,000 | -2.3% |
| 5 Bed | $1,008,000 | -4.1% |
% of Housing Stock
Rental Trends — Captain Cook, HI
As of July '25, Rentcast reports the average rent in Captain Cook, HI is $2,180, with a year-over-year rent change of -21.9%. Per bedroom, the median rent as of July '25 in Captain Cook, HI is studios: $1,150, 2-bedrooms: $2,060, 3-bedrooms: $2,590. The most common rental property sizes in Captain Cook, HI are 2-bedroom and 3-bedroom, accounting for 30.7% and 28.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,180 |
| Studio Rent | $1,150 | $1,150 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,250 | $2,060 |
| 3 Bed Rent | $2,350 | $2,590 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Captain Cook, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Captain Cook, HI is 88. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $842,000 | -12.0% |
Listing Count | 48 | 24.0% |
| Listings as % of Homes | 1.4% | 24.0% |
Days on Market | 88 | -15.0% |
Demographics — Captain Cook, HI
As of the latest ACS Survey released in 2023, Captain Cook, HI has a population of 7,980, which has increased by 1.3% over the past 5 years. Captain Cook, HI is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 33.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,980 | 1.3% |
% Under 18 | 15.5% | -32.3% |
% Seniors | 26.8% | 36.0% |
% WFH | 22.2% | 177.5% |
% w/ College Degree | 33.5% | 18.0% |
As of the latest ACS Survey released in 2023, Captain Cook, HI is a predominantly white area, with 44.8% of the population identifying as white. The white population has grown by 34.1% in the last 5 years. The second most common race or ethnicity in Captain Cook, HI is asian, making up 20.1% of the population. Foreign-born residents account for 11.7% of the population in Captain Cook, HI, and this percentage has decreased by 17.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.8% | 34.1% |
% Black | 1.3% | ∞% |
% Hispanic | 10.0% | 40.8% |
% Asian | 20.1% | 28.0% |
% Foreign Born | 11.7% | -17.6% |
Mortgage and Risk — Captain Cook, HI
According to HUD data as of 2023, there were 52 mortgage originations in Captain Cook, HI, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Captain Cook, HI. Investor activity is low, as 8.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 8.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Captain Cook, HI
Captain Cook, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 41 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 94.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,940 |
| 2 Bedroom | $250 | $2,250 | $2,500 |
| 3 Bedroom | $910 | $2,350 | $3,260 |
| 4 Bedroom | N/A | N/A | $3,640 |
Affordability — Captain Cook, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $452,000 |
| Median Household Income | $95,500 |