Ewa Beach, HI—96706
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ewa Beach, HI
As of Oct '25, the median home price in Ewa Beach, HI is $819,000, with a year-over-year change of -2.7%. This indicates that home prices in Ewa Beach, HI are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $819,000 | -2.7% |
| Single Family | $860,000 | -2.6% |
| Condos | $606,000 | -5.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $404,000 | -5.6% |
2 Bed | $527,000 | -8.2% |
3 Bed | $810,000 | -2.4% |
4 Bed | $985,000 | -2.5% |
| 5 Bed | $1,013,000 | -3.0% |
% of Housing Stock
Rental Trends — Ewa Beach, HI
As of July '25, Rentcast reports the average rent in Ewa Beach, HI is $3,710, with a year-over-year rent change of 5.1%. Per bedroom, the median rent as of July '25 in Ewa Beach, HI is studios: $1,820, 1-bedrooms: $2,290, 2-bedrooms: $2,830, 3-bedrooms: $3,830, 4-bedrooms: $4,570. The most common rental property sizes in Ewa Beach, HI are 3-bedroom and 2-bedroom, accounting for 39.6% and 25.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,750 | $3,710 |
| Studio Rent | $2,000 | $1,820 |
| 1 Bed Rent | $2,450 | $2,290 |
| 2 Bed Rent | $2,800 | $2,830 |
| 3 Bed Rent | $3,800 | $3,830 |
| 4 Bed Rent | $4,500 | $4,570 |
% of Rental Stock
Property Listings — Ewa Beach, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Ewa Beach, HI is 74. This is a increase of 42.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $792,000 | -3.0% |
Listing Count | 295 | 29.0% |
| Listings as % of Homes | 0.9% | 29.0% |
Days on Market | 74 | 42.0% |
Demographics — Ewa Beach, HI
As of the latest ACS Survey released in 2023, Ewa Beach, HI has a population of 83,500, which has increased by 14.7% over the past 5 years. Ewa Beach, HI is a popular place for families, as children make up 27.8% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 83,500 | 14.7% |
% Under 18 | 27.8% | 0.0% |
% Seniors | 11.7% | 4.5% |
% WFH | 5.1% | 168.4% |
% w/ College Degree | 30.2% | 14.4% |
As of the latest ACS Survey released in 2023, Ewa Beach, HI is a predominantly asian area, with 43.7% of the population identifying as asian. The asian population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Ewa Beach, HI is hispanic, making up 12.3% of the population. Foreign-born residents account for 20.3% of the population in Ewa Beach, HI, and this percentage has decreased by 9.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 12.1% | -21.4% |
% Black | 2.8% | -9.7% |
% Hispanic | 12.3% | -6.8% |
% Asian | 43.7% | 0.2% |
% Foreign Born | 20.3% | -9.8% |
Mortgage and Risk — Ewa Beach, HI
According to HUD data as of 2023, there were 1076 mortgage originations in Ewa Beach, HI, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Ewa Beach, HI. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,076 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Ewa Beach, HI
As of 2024, the percent of homes in Ewa Beach, HI under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ewa Beach, HI, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 961 |
Total Units Section 8 | 934 |
% Rentals under Section 8 | 11.7% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $10 | $2,450 | $2,460 |
| 2 Bedroom | $420 | $2,800 | $3,220 |
| 3 Bedroom | $710 | $3,800 | $4,510 |
| 4 Bedroom | $910 | $4,500 | $5,410 |
Affordability — Ewa Beach, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.7 |
| Median Home Price | $819,000 |
| Median Household Income | $126,000 |