Kapolei, HI—96707
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kapolei, HI
As of Oct '25, the median home price in Kapolei, HI is $851,000, with a year-over-year change of -0.9%. This indicates that home prices in Kapolei, HI are flat. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $851,000 | -0.9% |
| Single Family | $875,000 | -1.0% |
| Condos | $653,000 | -0.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $409,000 | -4.9% |
2 Bed | $589,000 | -3.1% |
3 Bed | $846,000 | -1.1% |
4 Bed | $992,000 | -0.6% |
| 5 Bed | $1,104,000 | -0.6% |
% of Housing Stock
Rental Trends — Kapolei, HI
As of July '25, Rentcast reports the average rent in Kapolei, HI is $3,860, with a year-over-year rent change of 6.0%. Per bedroom, the median rent as of July '25 in Kapolei, HI is studios: $1,480, 1-bedrooms: $1,790, 2-bedrooms: $3,090, 3-bedrooms: $4,260, 4-bedrooms: $4,320. The most common rental property sizes in Kapolei, HI are 2-bedroom and 3-bedroom, accounting for 37.5% and 33.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,520 | $3,860 |
| Studio Rent | $1,480 | $1,480 |
| 1 Bed Rent | $1,350 | $1,790 |
| 2 Bed Rent | $2,850 | $3,090 |
| 3 Bed Rent | $3,800 | $4,260 |
| 4 Bed Rent | $4,300 | $4,320 |
% of Rental Stock
Property Listings — Kapolei, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Kapolei, HI is 66. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $760,000 | -15.0% |
Listing Count | 250 | 37.0% |
| Listings as % of Homes | 0.8% | 37.0% |
Days on Market | 66 | 26.0% |
Demographics — Kapolei, HI
As of the latest ACS Survey released in 2023, Kapolei, HI has a population of 49,300, which has increased by 2.8% over the past 5 years. Kapolei, HI is a popular place for families, as children make up 27.2% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 49,300 | 2.8% |
% Under 18 | 27.2% | -1.1% |
% Seniors | 11.6% | 26.1% |
% WFH | 10.3% | 368.2% |
% w/ College Degree | 33.8% | 11.9% |
As of the latest ACS Survey released in 2023, Kapolei, HI is a predominantly asian area, with 27.6% of the population identifying as asian. The asian population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in Kapolei, HI is white, making up 17.1% of the population. Foreign-born residents account for 14.3% of the population in Kapolei, HI, and this percentage has decreased by 10.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 17.1% | 3.6% |
% Black | 4.6% | 39.4% |
% Hispanic | 15.4% | 19.4% |
% Asian | 27.6% | -11.0% |
% Foreign Born | 14.3% | -10.1% |
Mortgage and Risk — Kapolei, HI
According to HUD data as of 2023, there were 238 mortgage originations in Kapolei, HI, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Kapolei, HI. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 238 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Kapolei, HI
As of 2024, the percent of homes in Kapolei, HI under the Section 8 program is 15.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kapolei, HI, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 709 |
Total Units Section 8 | 630 |
% Rentals under Section 8 | 15.6% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,110 | $1,350 | $2,460 |
| 2 Bedroom | $370 | $2,850 | $3,220 |
| 3 Bedroom | $710 | $3,800 | $4,510 |
| 4 Bedroom | $1,110 | $4,300 | $5,410 |
Affordability — Kapolei, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.1 |
| Median Home Price | $851,000 |
| Median Household Income | $121,000 |