Wainiha—96714
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wainiha
As of Oct '25, the median home price in Wainiha is $2,238,000, with a year-over-year change of -12.0%. This indicates that home prices in Wainiha are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $2,238,000 | -12.0% |
| Single Family | $2,314,000 | -13.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $1,502,000 | -14.3% |
3 Bed | $2,618,000 | -13.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wainiha
Wainiha lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,500 | $5,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $5,500 | $5,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wainiha
As of Oct '25, Realtor.com reports that the median days on market for a home in Wainiha is 125. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $4,250,000 | -51.0% |
Listing Count | 15 | 92.0% |
| Listings as % of Homes | 1.2% | 92.0% |
Days on Market | 125 | 34.0% |
Demographics — Wainiha
As of the latest ACS Survey released in 2023, Wainiha has a population of 1,440, which has increased by 58.5% over the past 5 years. Wainiha is a popular place for families, as children make up 25.5% of the population. The area has a highly educated workforce, with 46.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,440 | 58.5% |
% Under 18 | 25.5% | -11.8% |
% Seniors | 22.5% | -12.8% |
% WFH | 23.6% | 31.8% |
% w/ College Degree | 46.8% | 42.7% |
As of the latest ACS Survey released in 2023, Wainiha is a predominantly white area, with 57.5% of the population identifying as white. The white population has grown by 26.1% in the last 5 years. The second most common race or ethnicity in Wainiha is asian, making up 6.6% of the population. Foreign-born residents account for 12.4% of the population in Wainiha, and this percentage has increased by 11.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.5% | 26.1% |
% Black | 0.0% | N/A |
% Hispanic | 1.3% | -88.0% |
% Asian | 6.6% | -25.0% |
% Foreign Born | 12.4% | 11.7% |
Mortgage and Risk — Wainiha
According to HUD data as of 2023, there were 8 mortgage originations in Wainiha, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 37.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Wainiha. Investor activity is high, as 25.0% of loans were by investors. 38.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 8 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 25.0% |
% Second Loans | 38.0% |
% Cash Out Refinance | 38.0% |
Loan Activity
Rentals and Section 8 — Wainiha
Wainiha lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$3,870 | $5,500 | $1,630 |
| 2 Bedroom | N/A | N/A | $2,140 |
| 3 Bedroom | N/A | N/A | $2,810 |
| 4 Bedroom | N/A | N/A | $3,330 |
Affordability — Wainiha
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 17.6 |
| Median Home Price | $2,238,000 |
| Median Household Income | $132,000 |