Kahului, HI—96732
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kahului, HI
As of Oct '25, the median home price in Kahului, HI is $1,025,000, with a year-over-year change of -5.0%. This indicates that home prices in Kahului, HI are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,025,000 | -5.0% |
| Single Family | $1,046,000 | -5.6% |
| Condos | $226,000 | -16.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $408,000 | -8.7% |
3 Bed | $1,002,000 | -5.6% |
4 Bed | $1,107,000 | -5.8% |
| 5 Bed | $1,205,000 | -5.2% |
% of Housing Stock
Rental Trends — Kahului, HI
As of July '25, Rentcast reports the average rent in Kahului, HI is $3,010, with a year-over-year rent change of -19.7%. Per bedroom, the median rent as of July '25 in Kahului, HI is 1-bedrooms: $2,200, 2-bedrooms: $2,410, 3-bedrooms: $3,600, 4-bedrooms: $4,690. The most common rental property sizes in Kahului, HI are 2-bedroom and 1-bedroom, accounting for 36.5% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,700 | $3,010 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,200 | $2,200 |
| 2 Bed Rent | $2,500 | $2,410 |
| 3 Bed Rent | $3,500 | $3,600 |
| 4 Bed Rent | $4,500 | $4,690 |
% of Rental Stock
Property Listings — Kahului, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Kahului, HI is 86. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $912,000 | -9.0% |
Listing Count | 65 | 77.0% |
| Listings as % of Homes | 0.4% | 77.0% |
Days on Market | 86 | 31.0% |
Demographics — Kahului, HI
As of the latest ACS Survey released in 2023, Kahului, HI has a population of 25,900, which has decreased by -12.7% over the past 5 years. Kahului, HI is a moderately popular place for families, as children make up 19.6% of the population. The area has a moderately educated workforce, with 26.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,900 | -12.7% |
% Under 18 | 19.6% | -18.7% |
% Seniors | 21.7% | 27.6% |
% WFH | 4.6% | 91.7% |
% w/ College Degree | 26.0% | 42.1% |
As of the latest ACS Survey released in 2023, Kahului, HI is a predominantly asian area, with 59.2% of the population identifying as asian. The asian population has grown by 2.6% in the last 5 years. The second most common race or ethnicity in Kahului, HI is white, making up 10.3% of the population. Foreign-born residents account for 32.7% of the population in Kahului, HI, and this percentage has decreased by 3.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 10.3% | 21.2% |
% Black | 0.9% | 200.0% |
% Hispanic | 6.4% | -32.6% |
% Asian | 59.2% | 2.6% |
% Foreign Born | 32.7% | -3.8% |
Mortgage and Risk — Kahului, HI
According to HUD data as of 2023, there were 187 mortgage originations in Kahului, HI, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Kahului, HI. Investor activity is low, as 7.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 187 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 7.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Kahului, HI
As of 2024, the percent of homes in Kahului, HI under the Section 8 program is 20.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kahului, HI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 675 |
Total Units Section 8 | 613 |
% Rentals under Section 8 | 20.5% |
% Occupied Section 8 | 92.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$660 | $2,200 | $1,540 |
| 2 Bedroom | -$540 | $2,500 | $1,960 |
| 3 Bedroom | -$860 | $3,500 | $2,640 |
| 4 Bedroom | -$1,460 | $4,500 | $3,040 |
Affordability — Kahului, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.2 |
| Median Home Price | $1,025,000 |
| Median Household Income | $94,400 |