Kailua, HI—96734
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kailua, HI
As of Oct '25, the median home price in Kailua, HI is $1,478,000, with a year-over-year change of 0.0%. This indicates that home prices in Kailua, HI are flat. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,478,000 | 0.0% |
| Single Family | $1,551,000 | -0.2% |
| Condos | $817,000 | -2.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $733,000 | -4.9% |
2 Bed | $903,000 | -1.8% |
3 Bed | $1,382,000 | -0.1% |
4 Bed | $1,641,000 | -0.1% |
| 5 Bed | $1,886,000 | 0.9% |
% of Housing Stock
Rental Trends — Kailua, HI
As of July '25, Rentcast reports the average rent in Kailua, HI is $4,560, with a year-over-year rent change of 20.0%. Per bedroom, the median rent as of July '25 in Kailua, HI is studios: $2,040, 1-bedrooms: $2,660, 2-bedrooms: $3,580, 3-bedrooms: $5,230, 4-bedrooms: $7,020. The most common rental property sizes in Kailua, HI are 3-bedroom and 2-bedroom, accounting for 49.5% and 18.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,300 | $4,560 |
| Studio Rent | $1,900 | $2,040 |
| 1 Bed Rent | $2,500 | $2,660 |
| 2 Bed Rent | $3,500 | $3,580 |
| 3 Bed Rent | $4,820 | $5,230 |
| 4 Bed Rent | $6,900 | $7,020 |
% of Rental Stock
Property Listings — Kailua, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Kailua, HI is 62. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,750,000 | 8.0% |
Listing Count | 136 | 14.0% |
| Listings as % of Homes | 0.4% | 14.0% |
Days on Market | 62 | 10.0% |
Demographics — Kailua, HI
As of the latest ACS Survey released in 2023, Kailua, HI has a population of 51,000, which has increased by 1.2% over the past 5 years. Kailua, HI is a moderately popular place for families, as children make up 22.5% of the population. The area has a highly educated workforce, with 53.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 51,000 | 1.2% |
% Under 18 | 22.5% | 7.1% |
% Seniors | 18.8% | 20.5% |
% WFH | 10.1% | 62.9% |
% w/ College Degree | 53.4% | 13.1% |
As of the latest ACS Survey released in 2023, Kailua, HI is a predominantly white area, with 43.7% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Kailua, HI is asian, making up 19.3% of the population. Foreign-born residents account for 8.3% of the population in Kailua, HI, and this percentage has increased by 5.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.7% | -8.0% |
% Black | 1.2% | -52.0% |
% Hispanic | 9.8% | -10.1% |
% Asian | 19.3% | 23.7% |
% Foreign Born | 8.3% | 5.1% |
Mortgage and Risk — Kailua, HI
According to HUD data as of 2023, there were 539 mortgage originations in Kailua, HI, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 42.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Kailua, HI. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 539 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Kailua, HI
As of 2024, the percent of homes in Kailua, HI under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Kailua, HI, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 144 |
Total Units Section 8 | 136 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | 79.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $310 | $2,500 | $2,810 |
| 2 Bedroom | $180 | $3,500 | $3,680 |
| 3 Bedroom | $340 | $4,820 | $5,160 |
| 4 Bedroom | -$720 | $6,900 | $6,180 |
Affordability — Kailua, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.8 |
| Median Home Price | $1,478,000 |
| Median Household Income | $132,000 |