Keaau, HI—96749
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Keaau, HI
As of Oct '25, the median home price in Keaau, HI is $452,000, with a year-over-year change of -2.9%. This indicates that home prices in Keaau, HI are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $452,000 | -2.9% |
| Single Family | $452,000 | -3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $278,000 | -6.1% |
2 Bed | $372,000 | -4.6% |
3 Bed | $464,000 | -3.1% |
4 Bed | $544,000 | -3.4% |
| 5 Bed | $603,000 | -4.0% |
% of Housing Stock
Rental Trends — Keaau, HI
As of July '25, Rentcast reports the average rent in Keaau, HI is $2,310, with a year-over-year rent change of 6.5%. Per bedroom, the median rent as of July '25 in Keaau, HI is studios: $1,300, 1-bedrooms: $1,380, 2-bedrooms: $1,810, 3-bedrooms: $2,540, 4-bedrooms: $3,050. The most common rental property sizes in Keaau, HI are 3-bedroom and 2-bedroom, accounting for 38.2% and 30.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,310 |
| Studio Rent | $1,300 | $1,300 |
| 1 Bed Rent | $1,300 | $1,380 |
| 2 Bed Rent | $1,660 | $1,810 |
| 3 Bed Rent | $2,500 | $2,540 |
| 4 Bed Rent | $3,000 | $3,050 |
% of Rental Stock
Property Listings — Keaau, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Keaau, HI is 75. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $560,000 | -4.0% |
Listing Count | 139 | 4.0% |
| Listings as % of Homes | 1.4% | 4.0% |
Days on Market | 75 | 20.0% |
Demographics — Keaau, HI
As of the latest ACS Survey released in 2023, Keaau, HI has a population of 19,400, which has increased by 11.2% over the past 5 years. Keaau, HI is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,400 | 11.2% |
% Under 18 | 21.5% | -8.5% |
% Seniors | 21.1% | 19.2% |
% WFH | 10.7% | -26.7% |
% w/ College Degree | 23.0% | -4.2% |
As of the latest ACS Survey released in 2023, Keaau, HI is a predominantly white area, with 24.4% of the population identifying as white. The white population has shrunk by 17.8% in the last 5 years. The second most common race or ethnicity in Keaau, HI is asian, making up 23.1% of the population. Foreign-born residents account for 14.5% of the population in Keaau, HI, and this percentage has increased by 18.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 24.4% | -17.8% |
% Black | 1.5% | 400.0% |
% Hispanic | 12.9% | -16.2% |
% Asian | 23.1% | -11.8% |
% Foreign Born | 14.5% | 18.9% |
Mortgage and Risk — Keaau, HI
According to HUD data as of 2023, there were 303 mortgage originations in Keaau, HI, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Keaau, HI. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 303 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 3.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Keaau, HI
Keaau, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 315 |
Total Units Section 8 | 269 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $1,300 | $1,400 |
| 2 Bedroom | $150 | $1,660 | $1,810 |
| 3 Bedroom | -$170 | $2,500 | $2,330 |
| 4 Bedroom | -$430 | $3,000 | $2,570 |
Affordability — Keaau, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $452,000 |
| Median Household Income | $74,600 |