Koloa, HI—96756
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Koloa, HI
As of Oct '25, the median home price in Koloa, HI is $1,167,000, with a year-over-year change of 0.8%. This indicates that home prices in Koloa, HI are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,167,000 | 0.8% |
| Single Family | $1,247,000 | -1.7% |
| Condos | $1,090,000 | 6.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $695,000 | 1.8% |
2 Bed | $1,182,000 | 1.6% |
3 Bed | $1,367,000 | 1.2% |
4 Bed | $2,250,000 | -0.7% |
| 5 Bed | $3,154,000 | 2.1% |
% of Housing Stock
Rental Trends — Koloa, HI
As of July '25, Rentcast reports the average rent in Koloa, HI is $3,710, with a year-over-year rent change of 14.2%. Per bedroom, the median rent as of July '25 in Koloa, HI is 1-bedrooms: $2,600, 2-bedrooms: $4,470, 4-bedrooms: $3,650. The most common rental property sizes in Koloa, HI are 3-bedroom and 2-bedroom, accounting for 37.8% and 23.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,710 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,200 | $2,600 |
| 2 Bed Rent | $4,900 | $4,470 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,650 | $3,650 |
% of Rental Stock
Property Listings — Koloa, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Koloa, HI is 138. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,680,000 | 42.0% |
Listing Count | 111 | 20.0% |
| Listings as % of Homes | 2.1% | 20.0% |
Days on Market | 138 | 43.0% |
Demographics — Koloa, HI
As of the latest ACS Survey released in 2023, Koloa, HI has a population of 6,110, which has decreased by -1.5% over the past 5 years. Koloa, HI is a moderately popular place for families, as children make up 24.5% of the population. The area has a moderately educated workforce, with 32.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,110 | -1.5% |
% Under 18 | 24.5% | 2.5% |
% Seniors | 24.9% | 14.7% |
% WFH | 12.1% | 112.3% |
% w/ College Degree | 32.7% | -1.5% |
As of the latest ACS Survey released in 2023, Koloa, HI is a predominantly white area, with 34.3% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Koloa, HI is asian, making up 26.0% of the population. Foreign-born residents account for 13.3% of the population in Koloa, HI, and this percentage has increased by 29.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 34.3% | -1.2% |
% Black | 0.7% | 75.0% |
% Hispanic | 12.5% | -12.6% |
% Asian | 26.0% | 20.4% |
% Foreign Born | 13.3% | 29.1% |
Mortgage and Risk — Koloa, HI
According to HUD data as of 2023, there were 119 mortgage originations in Koloa, HI, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Koloa, HI. Investor activity is high, as 42.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 42.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Koloa, HI
Koloa, HI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 216 |
Total Units Section 8 | 193 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$570 | $2,200 | $1,630 |
| 2 Bedroom | -$2,760 | $4,900 | $2,140 |
| 3 Bedroom | N/A | N/A | $2,810 |
| 4 Bedroom | -$320 | $3,650 | $3,330 |
Affordability — Koloa, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 10.9 |
| Median Home Price | $1,167,000 |
| Median Household Income | $97,500 |