Lahaina, HI—96761
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lahaina, HI
As of Oct '25, the median home price in Lahaina, HI is $1,008,000, with a year-over-year change of -12.1%. This indicates that home prices in Lahaina, HI are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,008,000 | -12.1% |
| Single Family | $1,622,000 | -10.2% |
| Condos | $826,000 | -13.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $715,000 | -13.9% |
2 Bed | $1,140,000 | -12.0% |
3 Bed | $1,437,000 | -11.9% |
4 Bed | $2,427,000 | -6.0% |
| 5 Bed | $2,069,000 | -11.5% |
% of Housing Stock
Rental Trends — Lahaina, HI
As of July '25, Rentcast reports the average rent in Lahaina, HI is $4,060, with a year-over-year rent change of -13.2%. Per bedroom, the median rent as of July '25 in Lahaina, HI is studios: $2,280, 1-bedrooms: $3,000, 2-bedrooms: $4,340, 3-bedrooms: $4,670, 4-bedrooms: $5,150. The most common rental property sizes in Lahaina, HI are 2-bedroom and 3-bedroom, accounting for 37.4% and 23.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,060 |
| Studio Rent | $2,050 | $2,280 |
| 1 Bed Rent | $2,800 | $3,000 |
| 2 Bed Rent | $4,200 | $4,340 |
| 3 Bed Rent | $4,200 | $4,670 |
| 4 Bed Rent | $4,950 | $5,150 |
% of Rental Stock
Property Listings — Lahaina, HI
As of Oct '25, Realtor.com reports that the median days on market for a home in Lahaina, HI is 135. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,130,000 | -8.0% |
Listing Count | 469 | 19.0% |
| Listings as % of Homes | 2.0% | 19.0% |
Days on Market | 135 | 14.0% |
Demographics — Lahaina, HI
As of the latest ACS Survey released in 2023, Lahaina, HI has a population of 21,800, which has decreased by -6.3% over the past 5 years. Lahaina, HI is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,800 | -6.3% |
% Under 18 | 20.3% | -10.2% |
% Seniors | 18.5% | 14.9% |
% WFH | 9.1% | 111.6% |
% w/ College Degree | 27.8% | 19.8% |
As of the latest ACS Survey released in 2023, Lahaina, HI is a predominantly white area, with 34.9% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Lahaina, HI is asian, making up 28.7% of the population. Foreign-born residents account for 24.7% of the population in Lahaina, HI, and this percentage has decreased by 2.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 34.9% | -1.4% |
% Black | 0.6% | 100.0% |
% Hispanic | 13.0% | -16.7% |
% Asian | 28.7% | 7.9% |
% Foreign Born | 24.7% | -2.0% |
Mortgage and Risk — Lahaina, HI
According to HUD data as of 2023, there were 242 mortgage originations in Lahaina, HI, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Lahaina, HI. Investor activity is high, as 24.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 242 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 24.0% |
% Second Loans | 18.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Lahaina, HI
As of 2024, the percent of homes in Lahaina, HI under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lahaina, HI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 49 |
Total Units Section 8 | 48 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$880 | $2,800 | $1,920 |
| 2 Bedroom | -$1,680 | $4,200 | $2,520 |
| 3 Bedroom | -$810 | $4,200 | $3,390 |
| 4 Bedroom | -$1,040 | $4,950 | $3,910 |
Affordability — Lahaina, HI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 11.9 |
| Median Home Price | $1,008,000 |
| Median Household Income | $94,200 |